ADITHYA J P
THIRUVANANTHAPURAM
Summary
To work with an organization that offers me a consistently positive atmosphere to learn new technologies and implement them for the betterment of the business.
Overview
5
5
years of professional experience
1
1
Certification
Work History
P2P Process Associate
Accenture
Chennai
05.2024 - Current
Relationship Manager - Deputy Manager Grade
ICICI Bank
Chennai
10.2022 - 05.2023
Probationary Officer
ICICI BANK LTD.
Chennai
02.2022 - 09.2022
Intern
HMT Machine Tools Ltd.
Kochi
06.2019 - 08.2019
Education
Post Graduation Diploma - Banking
Manipal Academy of Higher Education
Bengaluru, KA12.2023
MBA - Finance
Rajadhani Business Schoo (Dr.APJ Abdul Kalam Technological University, KTU)
Trivandrum, KL10-2020
Bachelor of Arts - Commerce- Tax Procedure and Practice
Sree Narayana Guru College of Advanced Studies, Chempazhanthy, Trivandrum (University of Kerala)
Trivandrum, KL04-2018
Skills
- Oracle R12
- Accounts payable processes
- Research and evaluate clients' creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company's credit policies
- Portfolio Management
- Finance
- Investment Avenues
- Organization and Time Management
- Relationship Building
- Written Communication
- Interpersonal Communication
- Team Management
- Microsoft Word
- Organization
- Communication
- Problem-Solving
- Active Listening
- Time Management
- Team building
- Excellent Communication
Affiliations
- Music
- Reading
- Movies
Certification
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
- Tally ERP 9.0
- Professional Diploma in Indian, Foreign and SAP Accounting(PDIFA)
- Diploma in Indian and Foreign Accounting(DIFA)
- Digital Marketing
- Keynote
- Pages
- Numbers
Languages
Malayalam
First Language
English
Advanced (C1)
C1
Tamil
Elementary (A2)
A2
Hindi
Beginner (A1)
A1
Timeline
P2P Process Associate
Accenture
05.2024 - Current
Relationship Manager - Deputy Manager Grade
ICICI Bank
10.2022 - 05.2023
Probationary Officer
ICICI BANK LTD.
02.2022 - 09.2022
Intern
HMT Machine Tools Ltd.
06.2019 - 08.2019
Post Graduation Diploma - Banking
Manipal Academy of Higher Education
MBA - Finance
Rajadhani Business Schoo (Dr.APJ Abdul Kalam Technological University, KTU)
Bachelor of Arts - Commerce- Tax Procedure and Practice
Sree Narayana Guru College of Advanced Studies, Chempazhanthy, Trivandrum (University of Kerala)
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