Akshay S. Lonkar
Career Profile
Pune
Summary
Zonal Collection Manager managing commercial equipment loans, commercial vehicle loans, and car loans across Maharashtra, Vidarbha, and Chhattisgarh. Oversees a ₹380 crore portfolio with a team of 3 Area Collection Managers and 10 Collection Managers, with focus on current-90 buckets, early delinquency resolution, and roll-forward control. Drives legal executions, repossession activity, and collection MIS to strengthen recovery and maintain portfolio quality.
Overview
1
1
Language
24
24
years of professional experience
Work History
Zonal Collection Manager
HDB Financial Services ltd
05.2015 - Current
- Handling Commercial Equipment Loans,Commercial Vehicle and Car Loans
- Handling0-Written-Off Bkts.
- Team Size- 3 Area Collection Managers and 10 collection managers
- Portfolio Size- 380 cr.
- Special focus on Current-90 bkts , restrict roll forward , maximum resolution in current and 1-30 bkt, Personally solving Non-Starter and infant and early Delinquency Cases and strategic cases,Repossession
- Legal Executions- Summons,Warrants,EP Filing ,Sec-17 and 9 executions
- Maintaining Collection MIS, Audit Reports, Receipt book tracker, Agency Bills etc
- Having good knowledge about All Oracle systems, Excel,Access etc.
- Having Strong Repossession and Police Network in All Maharashtra and Chhatisagarh States.
- Looking Maharashtra,Vidarbha and Chhatisagarh States
Manager
Srei Equipment Finance ltd.
02.2014 - 05.2015
- Handling Commercial Equipment Loans
- Handling0-9 Bkts
- Looking Rest Of Maharashtra, Handling 15 executives team
- Joint visit with field executive coordinate with Repo Agencies
- Filing 138,156/3 cases against defaulters with help of Advocate panels in all locations
Assistant Manager
Magma Fin corp Ltd.
02.2010 - 02.2014
- Handling Commercial Vehicle, Suvidha Loans (Re-Finance Loan), Tractor Finance Loan.
- Handling 1-60Bkts.
- Handling All Verification procedure
- Coordinate with R.C.U Agencies.
- Joint visit with field executive
- Personally solving Non-Starter Cases
- Handling Infant Collection for Rest of Maharashtra
- Handling Team of 10 executives.
- Back end support in Collation Department
- Checking All proposals manually-
Electronica Finance Ltd
08.2009 - 02.2010
Assistant Manager
Kotak MahindraBank
07.2007 - 08.2009
- Handling Commercial Vehicle, Saral Loans (Re-Finance Loan), Tractor Finance Loan.
- Handling write off Bkts.
- Handling legal procedure
- Filing 138,156/3,420 against defaulters
- Handling N.P.A cases
- Handling Loss on sale cases
- Coordinate with agencies
- Joint visit with field executive
- Personally solving Non-Starter Cases
- Supporting to Repossession Agencies
- Back end support in Collation Department
- Maintaining MIS
- Making Billing and Payouts for an agencies
- Handling Core Application
- Maintaining Audit Reports &Receipt Book Tracker
CHOLA MANDALAM DBS FIANANCE LTD
11.2006 - 06.2007
- Handling all Bkts SEPL and HTPL Loans from Fresh- write-off
- Coordinate with agencies
- Joint visit with field executive
- Personally solving Non-Starter Cases
- Supporting to Tele Calling Unit in Fresh Bkt
- Solving customer queries about Billing.
- Backhand support in Collation Department
- Maintaining MIS
- Making Allocations for Agencies
- Making Billing and Payouts for an agencies
- Handling Oracle Application ( Fin-One)
- Looking all cash management service
- Maintaining Audit Reports &Receipt Book Tracker
- Solving customer queries about Billing
Collection Executive – (Maharashtra & Goa Circle)
Tata Indicom-
01.2006 - 10.2006
- Handling 0-30, 30-60 bkts).
- Daily Collection figure reporting to mobility office (Delhi)
- Passing Adjustments received from RAD (Revenue Assurance Dept)
- Bad Debts LPC reversals calculation for four bill cycles.
- Zero Usage reversals calculation for four bill cycle.
- Cross Circle payment report to finance.
- Handling Oracle Applications ( E-CRM ).
- Payment Postings (In Customers A/c).
- Create collection& resolution targets for agencies.
- Solving Customers Queries about billing&other charges.
- Report Updation on daily Basis in MS – Excel.
- Payment dump Report (Through Scheduler)
- Adjustment dump Report (Through Scheduler)
- Currently working with Tata Tele-Services (MAHARASHTRA) L.T.D. (TATA INDICOM) one of the largest Cellular Service Provider in India. As an associate employee through (Vikvin Consultant Pvt. Ltd)
H.S.B.C BANK
06.2002 - 12.2005
- Job Responsibilities Includes:
- Handling 0-30 bkts for credit cards & Personal loans(as a Team-leader
- Associates Employee in Sai Shree Services
Education
B.A -
Pune- University
Pune05-2004
H.S.C - undefined
M.E.S Garvare College
Maharashtra BoardS.S.C - undefined
S. H. S. P
Maharashtra BoardSkills
Portfolio management
Collections strategy
Delinquency management
Repossession coordination
Legal recovery
Collection MIS
Audit reporting
Agency management
Oracle
MS Office
Interests
Hobbies: Traveling, Listening Music
COMPUTER BACKGROUND
Extra Curricular Activities Participated in Inter- College Table Tennis,chess,Snooker Tournament. Always Researching and Developing Computer Skills. Extra Curricular Activities Participated in Inter- College Table Tennis,chess,Snooker Tournament. Always Researching and Developing Computer Skills.
Timeline
Zonal Collection Manager
HDB Financial Services ltd
05.2015 - Current
Manager
Srei Equipment Finance ltd.
02.2014 - 05.2015
Assistant Manager
Magma Fin corp Ltd.
02.2010 - 02.2014
Electronica Finance Ltd
08.2009 - 02.2010
Assistant Manager
Kotak MahindraBank
07.2007 - 08.2009
CHOLA MANDALAM DBS FIANANCE LTD
11.2006 - 06.2007
Collection Executive – (Maharashtra & Goa Circle)
Tata Indicom-
01.2006 - 10.2006
H.S.B.C BANK
06.2002 - 12.2005
S.S.C - undefined
S. H. S. P
H.S.C - undefined
M.E.S Garvare College
B.A -
Pune- University