Amit Tiwari

I have 22+ years of experience across Secured & Unsecured Retail Lending, and my journey has progressed from Credit roles to leading full-scale business P&L.

I’ve managed underwriting, risk, product management, audit, compliance.

My leadership style is based on clarity, coaching, compliance, and consistent execution, ensuring strong portfolio quality, and sustained market growth.

• Expertise in Affordable Housing, Mortgages, Secured & Unsecured loans

• Proven success in large P&L leadership

• Strong understanding of India’s diverse customer segments

• Hands-on ability to improve policy, product, processes, and portfolio quality

• Awards across multiple organizations for excellence in leadership

I can deliver both growth and quality, which is critical for sustainable lending.

• Expertise in formulating strategies and reaching out to unexplored market segments / customer groups for business expansion.
• Proven excellence in improving internal controls through identifying significant business risks and making recommendations to management on various operational, and compliance areas.
• Successfully augmented revenue by zero nonstarter, improved portfolio through expertise due diligence, relationship building, exceptional service follows up combine with qualification in staff training and management to deliver performance.
• Enhanced organizational reach and market share through combined multi-disciplinary experience; managed key dealers & accounts and maintained a long-term relationship with customers.
• Experience in Credit Underwriting involving Credit Appraisals, Sanctions and Verification of Documents
• Expertise in steering the entire cycle of credit administration starting from support in client origination, requirements analysis, preparation of credit proposals while directing customer service functions (documentation, disbursement), revenue generation, and ensuring internal & external compliance.
• Result-oriented people manager with focus on driving compliance, commitment, high performance and engagement; experience of focusing on delivery of great customer experience both internally & externally.

Highly experienced Zone Leader with proven ability to manage large teams and oversee multiple operations simultaneously. Strengths in strategic planning, team building, and problem resolution have contributed significantly to operational efficiency in previous roles. Demonstrated success in improving productivity, reducing costs, and enhancing overall business performance.

• IDFC FIRST Bank
• Capital First
• Tata Capital Housing Finance Ltd.

• Mr. Sanjay Shukla, MD, NHB
• Mr. Mahesh Dube, BH, Edelweiss Finance Ltd

• English
• Gujarati
• Hindi
• English
• Gujarati