Analytical professional with technical knowledge and critical thinking skills to thrive in data-driven environments. Tackles challenges with positivity and drive to overcome.
Overview
28
28
years of professional experience
Work History
Zonal Credit Head - SME Business Banking
Yes Bank Ltd
MUMBAI
10.2010 - Current
Managing Credit Risk Management for MSME Clients with Turnover up to 250 Crs.
Key responsibility to grow a quality book of South, East, and Rest of Maharashtra Regions.
Functioned as a National Credit Manager from April 2021 to June 2023 for clients with a turnover of 100 Crs to 250 crs.
Regions such as Gujarat, NCR, North, Rajasthan, and MMR were also managed in earlier roles as RCM and ZCH.
Coordinated with other departments to ensure efficient operations within the SME.
Identified areas of improvement in operational processes and procedures within the SME and designed an Operating Manual.
Provided training sessions for new employees at the SME.
Assisted in developing strategic plans for long-term success of the company.
Resolved conflicts between stakeholders involved with activities at the SME.
Risk Manager
Standard Chartered Bank
Mumbai
10.2007 - 09.2010
Credit Evaluation of SME clients of West
Demonstrated abilities in setting up SME Asset Lending while being positioned in Standard Chartered Bank, Sri Lanka SME.
Assistant Manager
The Shamrao Vithal Co-Operative Bank Ltd.
Mumbai
06.2001 - 09.2007
Evaluation of credit risks associated with the credit exposure to the new/existing clients
Customer Relationship Development with an objective of New Business Avenues from the new / existing clients
Manager – Project Monitoring
Atlanta Infrastructure Ltd.
Mumbai
01.2000 - 05.2001
Project Scheduling and Controls, Liaising with Government & Corporation Authorities ,Evaluating B.O.T and execution of projects
Site Engineer
Valsons Engineers
Mumbai
01.1997 - 12.1998
Construction of Bombay Municipal Corporation Roads, Executing the works as per the Tender Specification
Education
BE -
Civil
MBA -
Finance- NMIMS
Post-Graduation - NICMAR
Advance Construction Management
Skills
Stakeholder Management
Strong analytical skills
Training and mentoring
Strategic Thinking
Teamwork and Collaboration
Problem-Solving
Accomplishments
Awarded with the Winning title of Consumer Banking- Standard Chartered Bank- Risk Idol 2010
Awarded the certificate of merit for being the University Champions in Badminton for the year 1996-97
Personal Information
Date of Birth: 07/07/76
Timeline
Zonal Credit Head - SME Business Banking
Yes Bank Ltd
10.2010 - Current
Risk Manager
Standard Chartered Bank
10.2007 - 09.2010
Assistant Manager
The Shamrao Vithal Co-Operative Bank Ltd.
06.2001 - 09.2007
Manager – Project Monitoring
Atlanta Infrastructure Ltd.
01.2000 - 05.2001
Site Engineer
Valsons Engineers
01.1997 - 12.1998
BE -
Civil
MBA -
Finance- NMIMS
Post-Graduation - NICMAR
Advance Construction Management
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Avneesh SrivastavaAvneesh Srivastava
Current Account Business Manager (SME Branch) at YES BANK LTDCurrent Account Business Manager (SME Branch) at YES BANK LTD