ANITA ITIKALA
Pune
Summary
Seasoned Credit Officer with a robust background in financial statement analysis and credit risk management, honed at LoanTap Credit Products Private Limited. Expert in underwriting and banking regulations, complemented by strong team management and multitasking abilities. Proven track record in enhancing credit process efficiency and handling complex customer escalations with confidence. Methodical Accounting Assistant recognized for high productivity and efficient task completion. Specialize in financial reconciliation, ledger maintenance, and accounts payable/receivable management. Excel in time management, problem-solving, and communication skills, ensuring smooth and effective support in financial operations.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Credit Officer
LoanTap Credit Products Private Limited
Pune
03.2021 - Current
- Managing Credit Underwriting for Unsecured Loans upto 10 Lakhs at Pan-India level
- Financial Reporting and analysis
- Analysis and Preparation of Financial statements
- Detailed analysis of Trading, Profit and loss account and Balance sheet
- Analysis of Cash Flow statement
- End-to-end monitoring right from the Pre-sanction till Post- sanction Process of each application
- Analysis and Review of Bureau Report in order to assess the creditworthiness of applications
- Handling credit queries and customer escalations in order to streamline the credit process flow
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Inspected account books and recorded transactions.
- Reduced financial discrepancies, effectively reconciling bank accounts and organizing information into accounting software.
- Input financial data and produced reports using [Software].
- Reconciled company bank, credit card and line of credit accounts, investigating, and resolving discrepancies to keep accounts audit-ready.
- Presented audit findings to accounting manager after reviewing results and paperwork.
Relationship Manager
HDB Financial Services
Pune
12.2019 - 01.2021
- Handling Clients of all Credit Products
- Cross-sell of different products available to the potential clients
- Handling End-to-end Account Opening Process (Savings/Current & Demat Account)
- Handling Clients queries, Customer escalations and COP Channel
Education
Master of Commerce -
Savitribai Phule Pune University
Pune01.2022
Bachelor of Commerce -
Savitribai Phule Pune University
Pune01.2019
Skills
- Financial statements expertise
- Banking regulations
- Underwriting
- Financial statement review
- Banking operations
- Credit risk
- Profit and loss analysis
- Financial statement preparation
- Balance sheet management
- Finance
- Auditing procedures
- Account reconciliation processes
- Accounting and bookkeeping
- Team Management
- Multitasking
- Accounts receivable management
Certification
- Chartered Accountant – CPT Cleared
- Investment Banking - Imarticus Learning
Languages
- Hindi
- English
- Marathi
- Telugu
Personal Information
- Date of Birth: 07/18/97
- Gender: Female
- Nationality: Indian
Timeline
Credit Officer
LoanTap Credit Products Private Limited
03.2021 - Current
Relationship Manager
HDB Financial Services
12.2019 - 01.2021
- Chartered Accountant – CPT Cleared
- Investment Banking - Imarticus Learning
Master of Commerce -
Savitribai Phule Pune University
Bachelor of Commerce -
Savitribai Phule Pune University
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