Bhubaneswari Rath
Bhubaneswar
Summary
Dynamic banking professional with extensive experience at UCO Bank, specializing in credit analysis, monitoring, and customer service. Demonstrated ability to enhance branch performance and cultivate a collaborative team environment. Skilled in generating, analyzing, and referring credit proposals, contributing to overall banking efficiency.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Senior Manager
UCO Bank
01.2018 - Current
- Branch Head overseeing daily functions and fostering a customer-centric environment improving total business profile of branch business.
- Advanced in-charge of retail credit and micro small medium enterprises advances, appraised proposals based on credit history, income, balance sheets, and business parameters, recommended eligible proposals for sanction.
- Collaborated as team member of credit monitoring team, communicated with central registry and zones to create charges on movable and immovable assets, conducted credit audits of allotted accounts.
- Conducted internal audit compliance reviews to ensure adherence to regulatory standards.
- UCO Bank is a commercial bank in India, providing a range of banking services including retail and corporate banking.
Manager
UCO Bank
01.2016 - 01.2018
- Provided banking services to clients at UCO Bank, focusing on retail and corporate sectors.
Probationary Officer
UCO Bank
01.2013 - 01.2016
- Processed deposits, withdrawals, and remittances to ensure accurate and timely completion of transactions.
- Delivered banking services at UCO Bank, supporting both retail and corporate clients to meet their financial needs.
Education
Master of Science - Occupational Therapy (Specialty Mental Health)
Mumbai University (Seth GSMC & KEMH)
Mumbai07-2008
Bachelor of Science - Occupational Therapy
Utkal University(SVNIRTAR)
Cuttack, Odisha10-2004
Skills
- Customer service
- Team collaboration
- Credit analysis
- Credit Monitoring
- Retail banking
- General Banking
Certification
- JAIIB
- CAIIB
- Diploma in International Banking
- Diploma in treasury and investment banking
- Certified Credit Officer
- Certification in Risk Management
- Certification in MSME
Timeline
Senior Manager
UCO Bank
01.2018 - Current
Manager
UCO Bank
01.2016 - 01.2018
Probationary Officer
UCO Bank
01.2013 - 01.2016
Master of Science - Occupational Therapy (Specialty Mental Health)
Mumbai University (Seth GSMC & KEMH)
Bachelor of Science - Occupational Therapy
Utkal University(SVNIRTAR)