Bikash Singh
Pune
Summary
Experienced Business Analyst / Product Manager with 11+ years in commercial real estate lending, capital markets, and regulatory compliance. Proficient in Rockport and similar platforms, loan origination workflows, and Agile/SAFe methodologies. Expert in gathering business requirements, UAT support, stakeholder management, and delivering high-impact solutions aligned with compliance, risk, and operational goals.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Product Owner / Business Analyst
Virtusa Consulting Pvt Ltd
Pune
05.2024 - Current
- Company Overview: Client: Citi Bank
- Led initiatives within commercial mortgage servicing and risk analytics using Empower platform.
- Elicited and documented business requirements related to loan lifecycle: origination, approvals, servicing.
- Defined role-based access controls and coordinated user provisioning aligned with governance protocols.
- Reviewed and validated data across origination, servicing, and re-underwriting stages.
- Managed UAT support and tracked RAID logs to ensure on-time delivery and data compliance.
- Client: Citi Bank
Sr. Business Analyst / Product Owner
Tech Mahindra
Pune
09.2022 - 08.2023
- Company Overview: Client: Citizen Bank
- Delivered business analysis and product ownership for mortgage domain transformation initiatives.
- Captured system workflows, translated them into functional specs and coordinated UAT with business users.
- Ensured accurate role assignments and supported access control governance reviews.
- Conducted impact assessments for regulatory compliance under RESPA-TILA.
- Client: Citizen Bank
Business Analyst
IBM India Pvt Ltd
Pune
05.2021 - 07.2022
- Company Overview: Client: Barclays
- Managed MIFID II transaction capture compliance, reporting, and process design.
- Conducted stakeholder workshops and aligned legal, compliance, and technology requirements.
- Delivered end-user training and validated integration outcomes.
- Client: Barclays
Business Analyst
Infosys Technologies
Pune
08.2018 - 03.2021
- Company Overview: Client: UBS
- Wrote detailed user stories and acceptance criteria for capital markets platforms.
- Supported Agile ceremonies: backlog grooming, sprint planning, retrospectives.
- Coordinated UAT across distributed cross-functional teams.
- Client: UBS
Business Analyst
Infosys Technologies
Pune
07.2015 - 03.2018
- Company Overview: Client: Deutsche Bank
- Authored BRDs and created automated workflows for payment processing using SWIFT.
- Collaborated on system testing, integration, and UAT with business stakeholders.
- Client: Deutsche Bank
Education
B.E. - Electronics and Telecommunications (E&TC)
Shivaji University
Kolhapur07-2011
Skills
- Requirement elicitation
- Agile methodologies
- Stakeholder management
- Wireframing and prototyping
- User story creation
- US Mortgage Processes
- Loan life cycle
- RESPA-TILA
- Secondary mortgage market
- Mortgage LOS (Empower)
Websites
Certification
Agile Business Analyst & Change Management, Imarticus, Pune, 2021
Hobbies and Interests
- Tech Reading
- Commercial Real Estate
- Cloud Lending Platforms
- Data Governance
Languages
- English, Fluent
- Hindi, Fluent
Personal Information
Title: Sr. Business Analyst / Product Manager
Timeline
Product Owner / Business Analyst
Virtusa Consulting Pvt Ltd
05.2024 - Current
Sr. Business Analyst / Product Owner
Tech Mahindra
09.2022 - 08.2023
Business Analyst
IBM India Pvt Ltd
05.2021 - 07.2022
Business Analyst
Infosys Technologies
08.2018 - 03.2021
Business Analyst
Infosys Technologies
07.2015 - 03.2018
B.E. - Electronics and Telecommunications (E&TC)
Shivaji University