Bincy Babu
Pune
Summary
A very well-experienced, solution-driven banker with a total of 12 years of functional experience in Finacle 7 and Finacle 10 applications. The experience includes 8 years of relevant experience and expertise in branch banking and CRM domains. Expertise in Core Banking Operations—Payments, KYC, AML, Customer Due Diligence—in retail and corporate banking, with extensive knowledge of Finacle. Managed end-to-end internal communications plans, tactics, and outcomes. Develop and execute creative strategies for communicating with employees, planning the frequency and channels of communication.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Subject Matter Expert
IDBI Bank
09.2018 - Current
- AML compliant Customer onboarding: Includes document verification with all due diligence and abiding to the policies as laid down by the bank
- Compliance/Data cleansing: Legacy data compliance of old records pointed out by the audit department and getting it to comply with the laws, regulations, and industry standards related to banking products
- Filing of bank records: Preservation of records in an efficient and cost-effective manner so that identification and retrieval of records by branches/offices of the bank are facilitated to meet their operational, business, legal, statutory, and decision/policy making requirements during their pursuit of the bank’s mission
- UAT Testing: Application testing or end-user testing in new software development as per the business requirements, time frame and strategies
- Account opening: Opening of CASA accounts wherein customer details are uploaded in Finacle as per the details filled by the customer with proper check
- Understands impact of potential changes (system & operational) Remains knowledgeable of industry issues and trends to assess needs and opportunities for service enhancements.
Branch Operation Officer
IDBI Bank LTD
08.2012 - 09.2018
- Provide accurate and up-to-date regulatory reporting through the measurement and assessment of risk
- Performed additional tasks as assigned, improving the effective administration of the AML and KYC Policies
- Ensured on daily sis CIP requirements, customer due diligence (CDD) and enhanced due diligence (EDD) policies are being followed based on KYC norms for specific countries
- Ensured strict adherence to all RBI/Bank’s circulars while ensuring efficient and timely services to the customers
- Demonstrated skills like multitasking and detail-oriented attitude in performing routine activities
- Develops and documents engagement plans, testing workpapers, findings and issues, engagement reports, and other work products with quality and within deadlines
- Partner with business and product teams to identify, evaluate, and value potential acquisitions
- Used the Knowledge on KYC/AML, FATCA, CRS Registration and Reporting for client onboarding
- Monitoring team progress of clients being onboarded, including identifying any bottlenecks and ensuring these are appropriately resourced
- Execute transactions, including diligence, valuation, structuring, and facilitations, working collaboratively with cross-functional teams
- Cultivated new business relationships through a focused and disciplined consultative solution sales methodology and approach with prospective
- Acquire as well as manage a portfolio of business clients
- Ensure that the relevant Client Due Diligence (CDD), Know Your Customer (KYC) documentation, and internal forms are collated and prepared in a manner compliant with.
Education
Skills
- Team management
- Tasking
- Delegation
- Monitoring
- Feedback
- Skill upgrade
- Competence management
- Motivation
- Mentoring
- Cohesive team player
- Fast learning curve
- Analytical
- Problem solving
- Innovation
- Planning
- Organizational
- Communication
- Interpersonal
- UAT testing
- Banking applications
Certification
Certified in KYC AML from Udemy
Linkedinprofile
https://www.linkedin.com/in/bincy-babu-ba9874245
Additionaldetails
Notice period - 3 Months,
Preferred Location - Pune
Personal Information
Date of Birth: 01/07/1991
Disclaimer
I hereby assure you, if given a chance to serve in your organization, I shall put my best effort to perform the task assigned to me up to the entire satisfaction of my superior.
Timeline
Subject Matter Expert
IDBI Bank
09.2018 - Current
Branch Operation Officer
IDBI Bank LTD
08.2012 - 09.2018
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