CHETAN KUMAR

• I am seeking a position to utilize my skill and abilities in the corporate sector that offers professional growth while being resourceful, innovative and flexible
• Total 09 years of experience majorly in PV, 2W, and 3W Finance with NBFC and Bank.
• Management is responsible for ensuring growth and development of MDLandchannel business.
• Management of a Team consisting for the Business of Passenger/commercial & 2W vehicle finance.
• Ability to operate as a part of dynamic team, be skilled in new channel, achieve sales targets and provide the best service
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• Tracking of competitor activities time to time and being responsible for achieving volume target & penetration.

• Top performance Award in 2018 for higher 2w disbursement
• The best 2W collection branch for the year 2020 in Zone
• Top area in Zone for the Month Jan & Feb 23 of 2w disbursement
• Pan india tops the march 2023 of disbursement
• Pan India Contest Winner in L&T Finance

• Bachelor of Art from HGU 2020
• 10th+2 from Bihar Board 2015
• 10th from Bihar Board 2013
• Proficient knowledge of Microsoft office and Internet

• L&T Finance LTD, Area Sales Manager (2w&3w), 07/01/2023, Present, Handling more than 49 Dealer.sub-dealer and network of 4 district, Handing 35 team size including 2 Team leader, Handling 0-6 month portfolio of 4 district, Business outsource from dealer, sub dealer, Collection of RC, resolution EMI ,FEMI, Month end reporting and review the business movement on weekly basis, Ablity of hiring best SFE, Maintain & improve the productivity of SO, Conversion of all leads (Walk in/Web/Tele/Rural) & follow-up on open Enquires, Tracking of competitor activities time to time and responsible for achieving volume target & penetration
• Cholamandalam investment And Finance Co.Ltd, Area Sales Manager, 05/01/2021, 06/30/2023, Handling more than 40 Dealer.sub-dealer and network of kishanganj and araria district, Handing 35 team size including 2 Team leader, Handling 0-18 month portfolio of kishanganj and araria district, Business outsource from dealer, sub dealer, Collection of RC, resolution EMI ,ED, Month end reporting and review the business movement on weekly basis, Ablity of hiring best SFE, Maintain & improve the productivity of SFE, Conversion of all leads (Walk in/Web/Tele/Rural) & follow-up on open Enquires, Tracking of competitor activities time to time and responsible for achieving volume target & penetration
• Chola mandalam investment and finance company ltd, Team leader of 2W Collection, 11/01/2020, 06/30/2021, Handling more than 5000 live cases, Team size 25 also looking sales team as mentor, Best branch in 2w collection, Over all responsible for Business & Collection
• Chola mandalam investment and finance company ltd, Sales executive and mentor, 07/01/2017, 09/30/2020, Handling Business & Collection of Commercial & Personal vehicle, To generate Business and maintain good relation with our Dealer & sales Team, Responsible for PDD collection & RC up-date in time, To maintain Customer satisfactory at first, Achieve targeted disbursements, weighted IRR and cost of acquisition, To increase finance penetration by strategic marketing plans, Identification of opportunities in the territory for enhancing business, Achieve the cross sell targets, Handling channel issue with regard to complaints if any and channel Disbursement & payouts, Responsible for Collection in own Business within a Year
• Indusind Bank Ltd, Collection executive, 08/01/2016, 07/31/2017, Handling Collection of Commercial & Personal vehicle, Looking 8 district cases
• Indusind Bank Ltd, Back office executive, 05/01/2013, 07/31/2016, Handling cash counter and branch operation

• Date of Birth: 11/30/1995
• Gender: Male
• Marital Status: Single

• English
• Hindi
• Bhojpuri

05/24/2023, (Signature), Purnea