DEBANJAN GUHA
Kanpur
Summary
Results-driven banking professional with over 20 years of extensive experience in branch banking across Uttar Pradesh.
Proven expertise in managing retail liabilities, assets, and third-party fee business, with a strong ability to enhance operational efficiency
and drive revenue growth.
Skilled in navigating complex financial landscapes while fostering relationships with middle and top management. Committed to leveraging industry knowledge to contribute to organizational success and client satisfaction.
Overview
22
22
years of professional experience
Work History
Regional Head
Yes Bank Ltd
08.2019 - Current
- Successfully managing a team of over 250 plus banking professionals, spread across Acquisition, Relationship Management and Wealth Management teams.
- Handling a region comprising of 3 Clusters, spread across 24 branches from central to Eastern Uttar Pradesh.
- Had successfully achieved the liability and Fee targets for the region for the last two consecutive FY with over more than 25% YOY growth in liability and over 40% YOY growth in Fee parameters.
Regional Head
IndusInd Bank Ltd
06.2018 - 07.2019
- Handling 2 geography of Uttar Pradesh East and Kanpur Home Market, comprising of 21 branches across, locations of Kanpur, Allahabad, Gorakhpur, Varanasi, Faizabad, Azamgarh, Jhansi, Robertsganj and Bahraich Locations.
- Successfully achieved the allotted business targets in both liability and fee parameters.
Cluster Head
Yes Bank Ltd
04.2013 - 05.2018
- Handled a Cluster of 11 branches with different verticals such as retail customer relationship, business banking relationship, premium business banking relationship team, financial advisory, financial planning, branch service delivery, emerging business banking and corporate salary.
- Successfully achieved Liability and Fee targets with more than 30% growth YOY for 4 consecutive FY’s.
- Created the Trade and Forex Income franchise for the cluster from scratch by adding prominent Export houses.
- Over achieved the Life Insurance and Trade Forex Budgets in all FY and also won multiple International Sales Training programmes from the bank in every year.
- Got promoted to a Cluster head from a Branch Head within One year, for exemplary performance in liability and Fee parameters.
Branch Head
Axis Bank Ltd
12.2003 - 04.2013
- As a Founder Branch Head of Axis Bank, Kakadeo Branch:
- Handled the overall systems and procedures of the Branch Operations
- Distinction of achieving the branch CASA of 45 crores in the first two years of inception
- Awarded the third best branch in terms of overall CASA and TPD by the Axis Banks MD & CEO for H1 for the FY 12- 13.
- As a Founder Branch Head of Axis Bank, Behraich Branch
- Successfully over achieved the allotted branch targets for two consecutive financial years as Branch Head, Bahraich Branch
- As an Operations Executive, BSM and Operations Head of Axis Bank
- Allahabad Branch
- Laid the systems and procedures of the Branch Clearing system for LIC accounts
- Represented as a SPOC for the entire branch operations for handling of 14 LIC Branch accounts
- Authorised for clearing processes for the entire branch
- Played a pivotal role in acquiring relationship of eminent schools and colleges and also for acquiring relationships of key Defence units of the city
Education
M.B.A. - Finance, Marketing and Sales Management
IILM, Jaipur
01.2003
B.Com. - undefined
Allahabad University
01.2001
Class 12th - ISC Board
Bishop Johnson’s School, Allahabad
01.1998
Class 10th - ICSE Board
St. Joseph’s College, Allahabad
01.1996
Skills
- Diverse financial product knowledge
- Total banking operations oversight
- Familiarity with regulatory frameworks in banking
- Understanding of compliance practices in banking
- Credit risk assessment processes
- Evaluation of credit proposal risks through analysis
Languages
English, Hindi & Bengali
TRAININGS ATTENDED
- Seven Day leadership Training Programme at IIM – Lucknow
- Seven Days training in Forex & Credit
- CMS advanced training at, Location
- 4 day workshop on Improvement of Customer Service Quality Management at New Delhi
- Well versed with MS Office (Word, Excel & PowerPoint) and Internet Applications
Timeline
Regional Head
Yes Bank Ltd
08.2019 - Current
Regional Head
IndusInd Bank Ltd
06.2018 - 07.2019
Cluster Head
Yes Bank Ltd
04.2013 - 05.2018
Branch Head
Axis Bank Ltd
12.2003 - 04.2013
B.Com. - undefined
Allahabad University
Class 12th - ISC Board
Bishop Johnson’s School, Allahabad
Class 10th - ICSE Board
St. Joseph’s College, Allahabad
M.B.A. - Finance, Marketing and Sales Management
IILM, Jaipur