Debasish Padhi
Bhubaneswar
Summary
Professional banker with PGDM in finance & marketing having total 7 years of experience in financial services. Proficient in all aspects of banking services, including account management, premier wealth management, Credit, customer service, state coordination, client acquisition and product sales. Specialize in achieving business goals and maintaining solid customer relations.
Overview
7
7
years of professional experience
Work History
Area Head ,ABC&P
HDFC Bank
Bhubaneswar
02.2022 - Current
- Managing number of units , values and asset disbursement ensure budget w.r.t Daily/Weekly /Monthly monitoring of Distribution Channel Business like CSC,IPPB,KP at area level.
- Managing the Base of 400 DMA/VLE with network of 10 Branches.
- Ensuring achievement of assigned yearly budget (Disbursement,CASA, Retail and wholesale Assets,SME,Digital lending and other products)by Working with CSC state Team, IPPB Team Asset vertical and Branch vertical
- Establishing and executing goals ,short & Long term budgets, developing business plans for accomplishment of Target and goal of the branches
- Highest ever Auto Premium loan disbursement with of 3.02 cr from ABCP.
Recognized by Central Team - Highest ever Superbike loan disbursement with of 25lac from ABCP.
Recognized by Central Team
Deputy Manager
Yes Bank Ltd.
Bhubaneswar
09.2019 - 05.2021
- Identify, build, acquire and deepen relationships to gain incremental wallets share of the high value segment through a superior customer experience
- Monitor customer profile, understand customers' business needs & provide appropriate product & pricing solution
- Increased the branch portfolio by Rs
- 50 cr under FD and Rs
- 3 cr under mutual fund
- Achieved 30% more than the target in personal loan and auto loan segment by disbursing Rs
- 5 cr
- Also added 200 credit card customers
- Recognised by the VP for providing exceptional branch services to the walk-in customers
- Executed integrated sales, service and relationship strategies to support growth and retention of business customers
- Provided regular inputs to product team on opportunities & segmentation, product features & quality of portfolio acquired along with competition benchmarking.
Junior Associate
Edelweiss Broking Limited
Bhubaneswar
07.2018 - 09.2019
- Advised and acquired clients to invest in different asset classes like mutual funds, equity & derivatives and fixed income products as per their need
- Organized events and conducted personal meetings to source highly valued clients
- Provided need based financial plans and services to build strong business relations.
Sr. Relationship Executive
Bajaj Capital Ltd
Bhubaneswar
02.2017 - 07.2018
- Helped clients in achieving financial goals through various product lines like LI, MF, FI, GI and other liabilities products
- Provided need based financial solutions to clients by using 360 financial planning tool
- Regularly conducted portfolio review of clients and diversified as per the changing market situations & risk appetite of clients
- Conducted client meetings and events to acquire HNI clients & institution
- Achieved highest sales volume, against the target in Health Insurance in entire eastern zone during October 2017.
Education
Post Graduate Diploma in Management (PGDM) - Finance (1st elective) and Marketing (2nd elective)
Institute of Management & Information Science, Bhubaneswar
05.2016
Bachelor of Business Administration (BBA) -
Asian School of Business Management (ASBM), Bhubaneswar
05.2014
Skills
- Branch Banking
- Financial Services
- Client Relationship Management
- Wealth Management
- Branch Sales
- Portfolio Management
- Client Aquisition
- CASA
- Transaction Processing
- Branch Administration
Timeline
Area Head ,ABC&P
HDFC Bank
02.2022 - Current
Deputy Manager
Yes Bank Ltd.
09.2019 - 05.2021
Junior Associate
Edelweiss Broking Limited
07.2018 - 09.2019
Sr. Relationship Executive
Bajaj Capital Ltd
02.2017 - 07.2018
Post Graduate Diploma in Management (PGDM) - Finance (1st elective) and Marketing (2nd elective)
Institute of Management & Information Science, Bhubaneswar
Bachelor of Business Administration (BBA) -
Asian School of Business Management (ASBM), Bhubaneswar
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