

21+ years of experience in delivering change and transformation agenda across major global banks including Societe Generale, First Abu Dhabi Bank, HSBC, UBS, Mashreq Bank, JP Morgan Chase and ICICI Bank. Robust experience of program management & governance, business IT partnership for retail & wholesale banking units, business analysis, requirements management, solution architecture & people management. Delivered measurable business benefits through digital adoption, process improvement, customer delight. Strong domain expertise in payment schemes, ISO20022 adoption & messaging standards(SWIFT, RTGS, TARGET2, SEPA, DNS & NRT), consumer credit & lending solutions.