Summary
Overview
Work History
Education
Skills
Websites
Personal Information
Languages
References
Languages
Recent Achievements
References
Timeline
Generic
Durgesh Marathe

Durgesh Marathe

Pune

Summary

Experienced and adaptable professional with over two decades of richly diverse experience, primarily within the Finance Industry. Specialized expertise spans Sales & Marketing, Portfolio Management, Channel Partner Management, Technical Valuation & Legal Support, Risk Management & Client Relations Management. Demonstrated ability to thrive in both startup and established environments, with a keen focus on driving sales performance in Home Loans & Mortgages, emphasizing profit & loss management, and maximizing business returns. Proven track record in steering business portfolios across financial institutions, proficient in sales & distribution, credit underwriting, legal proceedings, and delinquency & collections management. A skilled communicator with exceptional mentoring & interpersonal abilities, complemented by a deep understanding of human psychology, enabling effective interactions across all organizational levels.

Overview

20
20
years of professional experience

Work History

State Head / Regional Head - Rest of Maharashtra

SMFG Grihashakti (formerly known as Fullerton India Home Finance Co Ltd.)
PUNE
01.2023 - Current
  • Successfully established and expanded affordable housing business in the Maharashtra region, enhancing the current market reach and establishing a robust Sales & Distribution network for the existing product.
  • Proactively involved in various aspects of business operations, including Workforce Management, Product design, Strategic Planning, Process Implementation, Training & Development, and Collection Management.
  • Spearheaded the development of innovative approaches such as a Direct Sourcing model, Builder Network, and enhanced Customer Service, further improving overall business performance and customer satisfaction.

Deputy Vice President – Zonal Business Head – West Zone, India

Altum Credo Home Finance Pvt. Ltd.
PUNE
06.2020 - 12.2023
  • Played a critical role in driving business growth in the western region encompassing Maharashtra and Rajasthan.
  • Assumed responsibility for overseeing the nationwide management of the Channel Partner Business Model, Collection, and New Product Development Initiative.
  • Devised and executed successful sales tactics to enhance market share in the designated region, while regularly assessing regional sales performance indicators to pinpoint areas for enhancement.

Regional Head – Home Loans & LAP (Rest of Maharashtra)

Muthoot Homefin (India) Ltd.
PUNE
03.2016 - 06.2020
  • Led a large team of 125+ members, including TSMs, ASMs & RMs, overseeing a business portfolio of 675+ Crores with a focus on profit & loss management,
  • Managed business sales units to enhance sales plan effectiveness, optimize profitability & growth, and balance marketing initiatives with product profitability and cost to serve,
  • Innovated and established a profitable business model through distribution network development, promoted cross-selling of financial products, and leveraged them as value differentiators

State Head – Home Loans, LAP & CF (Rest Of Maharashtra)

Religare Housing Development Finance Corporation Ltd.
PUNE
08.2014 - 02.2016
  • Oversaw the complete LAP & Home Loan Business, including sales, marketing, and distribution, in the Pune, Nasik, and Nagpur regions.
  • Collaborated effectively with a diverse team to achieve objectives and tackle challenges associated with our offerings.
  • Ensured exceptional customer satisfaction by offering proficient and amiable assistance in resolving issues, and enhancing service quality.
  • Exemplified leadership qualities through process enhancements and mentorship to enhance productivity and skill development among colleagues.

City Head / Manager – Pune Region (Semi-Urban)

Mahindra Rural Housing Finance Ltd.
PUNE
09.2013 - 07.2014

Branch Sales Manager

DHFL
PUNE
07.2012 - 08.2013

Senior Relationship Manager

HSBC Bank Ltd
PUNE
05.2010 - 06.2012

Team Manager

ICICI Home Finance Ltd
PUNE
09.2004 - 04.2010

Education

MBA - Marketing

Himalayan University
Pune

Bachelor of Arts - Hindi

Mumbai Hindi Vidyapith
Pune

Skills

  • Leadership
  • Problem-Solving Abilities
  • Adaptability & Resilience
  • Business Needs Assessment
  • Strategic Planning
  • Product Expertise
  • Market knowledge & Trend Analysis
  • Data Analysis & Decision Making
  • Communication & Negotiation
  • Customer Portfolio Management

Personal Information

  • Date of Birth: 07/17/77
  • Nationality: Indian

Languages

English, Hindi & Marathi

References

Available on request

Languages

Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2

Recent Achievements

  • Spearheaded remarkable growth in Home Loans, Mortgages, and Affordable Housing Business in Maharashtra State, achieving a staggering 70% increase in 2020-21 and 21-22,
  • Established and operationalized 14 new branches across Maharashtra, expanding the company's reach and impact in the region.
  • Cultivated strong 2nd level leadership in Maharashtra and Rajasthan, ensuring a robust and sustainable organizational structure.
  • Took on the additional responsibility of National Head for New Product Development and Channel Partner Management, showcasing versatility and strategic acumen.
  • Recognized for exceptional performance with 3 international trips and accolades for best achievements in cross-selling products, solidifying reputation as a top performer in the industry

References

References available upon request.

Timeline

State Head / Regional Head - Rest of Maharashtra

SMFG Grihashakti (formerly known as Fullerton India Home Finance Co Ltd.)
01.2023 - Current

Deputy Vice President – Zonal Business Head – West Zone, India

Altum Credo Home Finance Pvt. Ltd.
06.2020 - 12.2023

Regional Head – Home Loans & LAP (Rest of Maharashtra)

Muthoot Homefin (India) Ltd.
03.2016 - 06.2020

State Head – Home Loans, LAP & CF (Rest Of Maharashtra)

Religare Housing Development Finance Corporation Ltd.
08.2014 - 02.2016

City Head / Manager – Pune Region (Semi-Urban)

Mahindra Rural Housing Finance Ltd.
09.2013 - 07.2014

Branch Sales Manager

DHFL
07.2012 - 08.2013

Senior Relationship Manager

HSBC Bank Ltd
05.2010 - 06.2012

Team Manager

ICICI Home Finance Ltd
09.2004 - 04.2010

MBA - Marketing

Himalayan University

Bachelor of Arts - Hindi

Mumbai Hindi Vidyapith
Durgesh Marathe