GARIMA SHARMA
Udaipur,Rajasthan
Summary
AML/KYC professional with 8+ years of BFSI experience delivering transaction monitoring and AML compliance support. Conducts AML alert reviews, unusual transaction investigations, customer risk assessments, and sanctions screening. Performs AML system testing, quality assurance, and compliance reviews to support audit readiness.
Overview
4
4
Languages
1
1
Certification
19
19
years of professional experience
Work History
Senior Analyst & Internal Team SME (AML)
Teleperformance
03.2025 - 03.2026
- Delivered AML process training and mentorship to junior analysts to strengthen team capability and performance.
- Worked with project teams on system implementation and testing against requirements for error detection and quality assurance.
- Supported process documentation, scope management and scheduling to ensure timely completion of tasks and milestones.
- Streamlined reporting by automating data collection and analysis, reducing manual effort and improving reporting efficiency.
Senior HR Talent Acquisition
V-KONNECT ASSOCIATE
06.2022 - 11.2022
- Managed end-to-end recruitment, candidate pipelines and talent acquisition activities for current and future positions.
- Created skill matrices and job descriptions and supported talent strategy initiatives.
- Designed and managed HR dashboards/metrics covering cost, quality and retention of new hires.
- Coordinated hiring, retention, training needs and learning & development activities.
Senior HR Executive
Software Private Ltd.
04.2021 - 03.2022
- Supported hiring and retention and assisted with payroll coordination.
- Assessed training needs and coordinated learning and development initiatives.
- Organised company events and supported day-to-day HR operations.
Deputy Branch Manager
ICICI BANK LTD
02.2017 - 05.2017
- Managed smooth and seamless branch operations while ensuring KYC and AML compliance.
- Handled inward/outward remittances, forex transactions, FIRC, import/export documentation and bank guarantees.
- Managed cash and clearing operations, lockers, DD/POs, fund transfers, RTGS/NEFT, FD and TDS certificates.
- Ensured satisfactory branch audit and compliance and supported employee performance and mentoring.
Analyst - AML Transaction Monitoring
Deutsche Bank
12.2014 - 08.2016
- Performed transaction monitoring and reviewed AML alerts to identify suspicious activity and potential money-laundering patterns.
- Investigated unusual transactions and escalated cases with supporting documentation to Compliance or Risk teams.
- Reviewed KYC documentation, assessed customer risk and maintained customer risk assessments within required timelines.
- Prepared and filed Suspicious Activity Reports (SARs) / Suspicious Transaction Reports (STRs) as required.
- Collaborated with Compliance, Operations and Risk teams on AML, CTF and sanctions requirements.
- Supported AML system testing, rule calibration, data validation and internal/external audit requirements.
- Provided process training to graduate trainees and supported AML knowledge-building activities.
Teller
HDFC BANK LTD
06.2012 - 11.2014
- Managed branch banking operations including forex, cash transactions, fund transfers, KYC, cheque clearing, DDs and RTGS/NEFT.
- Monitored transaction queues across origins, locations and currencies and ensured completion within TAT.
- Tracked account activation and cross-sell activities and maintained STR-related monitoring processes.
- Used Flexcube, CRM and other banking portals for daily operations.
Senior Process Associate
GENPACT
08.2007 - 12.2010
- Indexed member and provider details from medical invoices and performed quality checks on indexed invoices.
- Supported member enrolment for medical insurance and provided mentoring and training to new joiners.
Education
M.Com - Business Administration
MBA - Human Resource & Finance
B.Com - undefined
University of Maharani's College
Skills
- Transaction Monitoring
- KYC & Customer Risk
- AML / CTF Compliance
- Sanctions Screening
- Alert Investigation
- Quality Assurance
- AML Training & SME Support
- Alert Investigation & Disposition
- STR / SAR Investigation & Escalation
- AML Quality Assurance
- Regulatory & Compliance Reviews
- Stakeholder Management
- MI / MIS & Reporting
- AML / KYC Compliance
- Suspicious Activity Review
- Customer Risk Assessment
- AML System Testing & Rule Calibration
- Team Mentoring & Training
- Process Improvement
- Microsoft Office
- Team Leadership: Mentoring, process training, team support and performance improvement
- Compliance: AML/KYC, transaction monitoring, customer risk assessment, sanctions and audit support
- Process Improvement: Reporting automation, documentation, quality assurance and operational efficiency
Personal Information
Title: AML / KYC | TRANSACTION MONITORING | SENIOR ANALYST / SME
Certification
Three months Business Skill Training – GENPACT, Conference Calls Essentials – GENPACT, Treating Customers Fairly – GENPACT, Prevention of Frauds – HDFC Bank Ltd.
LANGUAGES
English — C2 / Proficient
Hindi — C2 / Proficient
Tamil — A1 / Beginner
French — A1 / Beginner
WEBSITES, PORTFOLIOS & PROFILES
LinkedIn: linkedin.com/in/garima-sharma-a6b65253
Timeline
Senior Analyst & Internal Team SME (AML)
Teleperformance
03.2025 - 03.2026
Senior HR Talent Acquisition
V-KONNECT ASSOCIATE
06.2022 - 11.2022
Senior HR Executive
Software Private Ltd.
04.2021 - 03.2022
Deputy Branch Manager
ICICI BANK LTD
02.2017 - 05.2017
Analyst - AML Transaction Monitoring
Deutsche Bank
12.2014 - 08.2016
Teller
HDFC BANK LTD
06.2012 - 11.2014
Senior Process Associate
GENPACT
08.2007 - 12.2010
B.Com - undefined
University of Maharani's College