Gaurav Jeet Singh

Cross-Border Regulatory Ownership & Product management

• Own cross-border and trade product functionalities, with end-to-end accountability for RBI and FEMA compliance.
• Translate RBI circulars, FEMA regulations, and policy instructions into system workflows, validations, and operational controls.
• Led Operating Guidelines (OG) updation, replacing earlier documentation with standardized, regulation-aligned frameworks.
• Drive regulatory-led system changes (workflows, APIs, validations, reporting) from requirements through UAT and production release.
• Lead cross-functional squads across technology, operations, compliance, and risk for timely and compliant delivery.
• Act as Product SPOC for audits, regulatory reviews, and risk assessments.
• Contribute to Policy Instruction (PI) updates and drive through marketing mailer.
• Designed and implemented a Power BI compliance dashboard, improving regulatory and operational visibility.
• Participate in FEDAI/ RBI-related discussions from the bank side on different trade related point.
• Leading the initiative and process related development like foreign currency account , FEMA 2026, Trade releif measure etc.
• Prepared Enterprise Wide Risk Assessment for external agency for trade unit.
• Delivered 20+ structured training sessions for Market and Wholesale Banking teams.
• Prepare senior management decks, discussion notes, and MOMs.
• Providing solution to branch queries and handling exceptional queries.
• Driving multiple data to enable the product like income deviation, bill flows, ETL program etc.

Digital Adoption & Platform Enablement (Initial ~2 Years)

• Drove digital adoption of trade and cross-border platforms across corporate banking.
• Led onboarding for Trade Online, API Banking, Trade Chain, and Trade Emerge platforms.
• Conducted PAN-India workshops and structured training programs.
• Acted as a bridge between business and technology during early rollout, stabilization, and issue resolution.

• Promoted to Senior Manager for consistent performance and significant business impact.
• Generated ₹5 Cr+ annual income by leading trade and cross-border solutioning for ₹100–500 Cr+ corporate portfolios.
• Drove adoption of trade, EXIM, FDI, and ODI products while owning cluster performance and branch profitability.
• Conducted product enablement programs, training over 250 branch and sales staff.

• Managed and grew Foreign Trade Emerging Corporate portfolios, driving profitable relationship expansion.
• Advised clients on trade finance, FX hedging, pre/post-shipment finance, BGs, and LCs.

• Supported acquisition and management of SME and corporate relationships.
• Delivered trade, CASA, and credit solutions, contributing to portfolio growth.