GIRISH GANGAVATI

* managing customer relationship and handling loan protfolios

*evaluationg loan appliaction and assessing creditworthiness

*coordinating with clients for documetntation and approvals

*achieving monthly and quarterly business

*handling vehicle finace and agricultural profiels

* ensuring compliance with company policies and proceduers

• I will handle day-to-day cash operations, support loan disbursements and repayments, and ensure compliance with internal policies and regulatory guideline
• Key Responsibilities
• 1. Handle daily cash receipts and payments including loan disbursements and customer repayments
• 2. Maintain accurate cash balances and reconcile cash drawers daily and Preparing and verify daily cash reports and deposit slips
• 3. Coordinate with the accounts team for cash flow and reporting
• 4. Ensure compliance with internal audit standards and RBI/NBFC guidelines
• 5. Provide customer service for cash-related queries or transactions
• 6. Assist in branch audits and financial inspections
• Specific Knowledge
• 1. Loan Accounting (Disbursement, EMI tracking, Interest Calculation)
• 2. Handling Audits (Statutory, Internal)
• 3. Provisioning Norms for NPAs (Non-Performing Assets)
• 4. TDS Compliance and Filing
• 5. Accounts Payable & Receivable Management
• 6. Monthly half year and Year-End Closing Activities