Harshul Shah
Ahmedabad
Summary
Dynamic finance professional with a proven track record at Bajaj Housing Finance Limited, adept in liaising with developers and managing complex projects. Excelled in credit analysis and strategic planning at Ratnaafin, enhancing project funding efficiency. Skilled in MS Office and SAP, with a knack for maintaining critical partnerships and confidentiality. Demonstrates exceptional analytical and communication abilities.
Overview
5
5
years of professional experience
Work History
Developer Finance (ARM- Sales Manager)
Bajaj Housing finance Limited
Ahmedabad
09.2023 - Current
- Liaising with developers and DSA regarding the proposed project to be funded.
- To understand the requirements of developers in the proposed project funding.
- Make a proper presentation of the proposed project by Green Light Memo to credit.
- To check the proposed project legally, technically, and financially.
- To establish effective communication with developers regarding the problems and their resolution in the TAT.
- Process of case booking for a developer who accepts the sanction letter in TAT.
- To give an understanding to developers regarding TS, interest calculation, escrow sweep (cut back), milestones for disbursement, etc.
- To comply with the central ops team, credit team, and audit team.
- Meeting with developers or DSA to understand the terms regarding the gathering of data for projects and for the signing of loan documents for the case booking.
Credit Analyst - Construction Finance
Ratnaafin Management Services LLP
Ahmedabad
07.2022 - 09.2023
- Company Overview: Ratnaafin Group is the fastest growing NBFC in Ahmedabad.
- To provide a view from credit on various financial parameters, to make a credit appraisal memo for the developers, and give it to Axis Finance, which is a segment partner.
- Prepare the cash flow of the builders, and submit it to the banks for further decision-making.
- To act as a bridge between the funding bank and the developers.
- Detailed meeting with developers so as to understand their projects/schemes.
- Sourcing and meeting with developers for the project funding.
Senior Account Executive
Horizon Biz Consultancy
Ahmedabad
04.2022 - 06.2022
- Prepare the annual budget and forecasts, and discuss the detailed budget with the client.
- Drafting SOPs and policies for the financial and accounts department.
- Maintain client confidence and project operations by keeping financial information and confidentiality.
Auditor
Hitesh Gupta & Co. (CA Firm)
02.2020 - 03.2022
- Assisted in the statutory audit of the club and entities engaged in the automobile business.
Education
Master of Commerce -
Gujarat University
12.2021
CA Final 1st Group Cleared - Exemption in Financial Reporting
The Institute of Chartered Accountants of India (ICAI)
05.2019
Skills
- MS Office package
- Tally ERP
- DMS
- SAP
Languages
- English, Native or Bilingual Proficiency
- Hindi, Full Professional Proficiency
- Gujarati, Full Professional Proficiency
Personal Information
Date of Birth: 19/10/1995
Articleship Experience
DGSM & Co., From Aug'15 to Aug'18, As an Article Assistant, I have gained experience in the performance of Statutory Audit under Accounting Standards, Tax Audit under Income Tax Act,1961, Internal Audit, System audit as well as Management audit of different industries.
Timeline
Developer Finance (ARM- Sales Manager)
Bajaj Housing finance Limited
09.2023 - Current
Credit Analyst - Construction Finance
Ratnaafin Management Services LLP
07.2022 - 09.2023
Senior Account Executive
Horizon Biz Consultancy
04.2022 - 06.2022
Auditor
Hitesh Gupta & Co. (CA Firm)
02.2020 - 03.2022
Master of Commerce -
Gujarat University
CA Final 1st Group Cleared - Exemption in Financial Reporting
The Institute of Chartered Accountants of India (ICAI)
Similar Profiles
GAJENDRA LGAJENDRA L
Deputy Area Manager at Bajaj Housing Finance LimitedDeputy Area Manager at Bajaj Housing Finance Limited
Nitesh JaiswalNitesh Jaiswal
Regional Sales Manager at Bajaj Housing Finance LimitedRegional Sales Manager at Bajaj Housing Finance Limited
ASHISH GUPTAASHISH GUPTA
Assistant HR Manager at Bajaj Housing Finance LimitedAssistant HR Manager at Bajaj Housing Finance Limited