Jasraj Singh Anand
Chandigarh
Summary
My experience in mortgages from Credit Appraisal to Marketing makes me an expert in Home Loan and Loan Against Property.
My robust relationship with channel partners i.e. DSAs was possible with my regular engagement and solution providing attitude. Increasing their distribution could further add to mutual business development.
Along with business a close relationship with my peers has also helped my personal growth in the organisation.
Overview
16
16
years of professional experience
5
5
years of post-secondary education
Work History
Regional Head, DSA Vertical (North and East India)
HDFC Limited
Chandigarh
04.2022 - Current
- Part of Central Marketing Team and my responsibility was Home Loan and Loan Against Property business sourced by DSAs.
- Internal Team hiring and it's structuring for DSA hand-holding.
- Part of Policy formation and core marketing team activities.
- Engagement with India's top Corporate and Individual DSAs to increase business distribution.
- My area of operation is North India and East India states that includes intensive travelling.
DSA Vertical Head (Chandigarh, Punjab & Haryana)
HDFC Limited
Chandigarh
05.2017 - 03.2022
- Responsible for DSA business at Chandigarh Branch that extended operations in all Punjab and Haryana as well.
- Key role was to increase Home Loan and Loan Against Property business, appointing new DSAs and conducting their regular trainings and authorizing payouts.
- Developing liaisoning between DSAs and Credit team for faster turn around.
- Regular engagement and hand holding of DSAs for healthy relations.
Branch Manager
HDFC Limited
Amritsar
11.2016 - 04.2017
- Responsible for Branch Home Loan & LAP Business, Operations, Credit Appraisal and client business risk assessment and Fixed Deposits.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Maintained friendly and professional customer interactions.
- Assessed employee performance and developed improvement plans.
- Engaged employees in business processes with positive motivational techniques.
Branch Manager
HDFC Limited
Yamunanagar
06.2013 - 10.2016
- Elevated to Branch Manager role and was responsible for Business growth and branch operations.
- Credit Appraisal and client's business visits for risk evaluation.
- Handled three sourcing channels of HDFC Limited which are HDFC Sales, HDFC Bank and DSAs. Increasing business through these channels was the key role.
- Hiring new staff and engaging customer footfall.
Operations Manager
HDFC Limited
Chandigarh, Hisar, Moga and Ludhiana
04.2007 - 05.2012
- Credit Appraisal of Employed and Self-Employed cases.
- Visits at client's business premises for risk evaluation.
- Customer Interaction at branch.
- Responsible for branch's business. Interacting and training Sales Channels to increase business from them.
- Contributing in branch operations and managing front line staff.
Education
Matric -
APeeJay School
Jalandhar, India 03.2000 - 03.2000
Sr. Secondary -
APeeJay School
Jalandhar, India 03.2002 - 03.2002
Bachelor of Commerce -
APeeJay College
Jalandhar, India 04.2002 - 03.2005
MBA -
Institute of Management Technology (IMT)
Nagpur, India 04.2005 - 02.2007
Skills
Business growth and retention
undefinedPlaying Badminton and as Aquarist is my hobby
I have been state level player in Badminton in school and won several competitions.
As an Aquarist, I am into this hobby for over 15 years and have made over 100 aquariums, both Freshwater and Saltwater.
Timeline
Regional Head, DSA Vertical (North and East India)
HDFC Limited
04.2022 - Current
DSA Vertical Head (Chandigarh, Punjab & Haryana)
HDFC Limited
05.2017 - 03.2022
Branch Manager
HDFC Limited
11.2016 - 04.2017
Branch Manager
HDFC Limited
06.2013 - 10.2016
Operations Manager
HDFC Limited
04.2007 - 05.2012
MBA -
Institute of Management Technology (IMT)
04.2005 - 02.2007
Bachelor of Commerce -
APeeJay College
04.2002 - 03.2005
Sr. Secondary -
APeeJay School
03.2002 - 03.2002
Matric -
APeeJay School
03.2000 - 03.2000
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