Jatin Gupta
BANKING AND FINANCE
Delhi,DL
Summary
Dedicated professional committed to excellence and organizational growth. Bringing dynamic skills, positive attitude, and focus on efficiency to the workplace.
Overview
11
11
years of professional experience
2
2
Languages
Work History
Manager – Corporate and Commercial Banking Group
SARASWAT CO-OPERATIVE BANK LTD
03.2025 - Current
- Performed reconciliation of General Ledger accounts, including repayment and payment transactions.
- Disbursal of Mortgage, Home Loan, and Loan Against Property (LAP) products, ensuring compliance and timely processing.
- Reviewed and verified loan documentation in compliance with the NDC checklist and regulatory guidelines.
- CERSAI data entry and updates as per SARFAESI Act mandates for secured asset registration.
- ROC charge creation on MCA Portal.
- Conducted training sessions for the team on products and company policies to enhance knowledge and compliance.
- Maintained FRFC records related to property papers to ensure accurate documentation and compliance.
- Created customer IDs and handled account opening processes.
- Resolved monthly legal and RBI audit observations to ensure compliance and mitigate risks.
Manager – Retail Assets and Rural Banking Operations
YES BANK LTD
01.2020 - 03.2025
- Disbursal of Mortgage, Home Loan, and Loan Against Property (LAP) products, ensuring compliance and timely processing.
- Reviewed and verified loan documentation in compliance with the NDC checklist and regulatory guidelines.
- CERSAI data entry and updates as per SARFAESI Act mandates for secured asset registration.
- Managed the organization and dispatch of files and cheques to ensure timely and accurate delivery.
- Maintained FRFC records related to property papers to ensure accurate documentation and compliance.
- Training to credit & sales team for process updation & KYCs.
- Coordinating with lawyer for vetting of property papers and BT transactions.
- Facilitated the handover of property documents to customers upon loan closure, ensuring complete and accurate delivery.
- Updated OTCs (Over The Counter transactions) and PDDs (Post-Dated Documents) accurately in FinnOne system.
- Authorized commercial vehicle and construction loan files in FinnOne for disbursal, asset updates, and PDD (Post-Dated Document) maintenance.
- Resolved monthly legal and RBI audit observations to ensure compliance and mitigate risks.
- Resolved customer grievances through multi-channel communication (in-person, email, phone) and expertly managed RBI customer complaints.
Senior Officer Credit Operations
SHUBHAM HOUSING DEVELOPMENT FINANCE CO.
01.2018 - 01.2020
- Cross check all the legal and technical reports with the original property papers.
- Mortgage, home loan, LAP products.
- Maintained multiple Management Information Systems (MIS) reports using MS Excel to support data analysis and decision-making.
- Coordinating with branches for disbursal queries and cheque releasing.
- Calculated key financial ratios including FOIR, IAR, DBR, IIR, and LTV to assess creditworthiness and financial stability.
- Proper due diligence of KYC documents of borrowers.
- Sanction of loans upto Rs 15 lacs.
- Trained new employees effectively within team settings to enhance skills and productivity.
Executive officer
YES BANK LTD on behalf of HGS
12.2015 - 01.2018
- Cross check all the legal and technical reports with the original property papers.
- Maintaining multiple MIS on MS Excel.
- Cersai creation.
- PDC entry in system.
- Disbursal of file in system.
- Proper due diligence of KYC documents of borrowers.
- Ensuring the mortgage loan files are within bank policy and following all RBI mortgage regulations and guidelines.
- Scheduling BT transaction of customers with lawyer.
Associate operations
WNS GLOBAL SERVICES
12.2014 - 12.2015
- Handling customer service
Education
Post Graduation Diploma - Banking and Finance
SCDL, Symbiosis
B. COM - undefined
SOL, Delhi University
Class 12th - undefined
Tyagi Public School
Class 10th - undefined
Tyagi Public School
Skills
FINNONE ( BY INFOSYS)
undefinedInterests
Listening music
Watching cricket
Running Marathon
Recognition Certificates
- Pursuing SAP FICO course from Henry Harvin university.
- Successfully completed multiple half marathons (21.1 km) in Delhi/NCR region.
Personal Information
- Father's Name: Mr. Praveen Kumar
- Mother's Name: Mrs. Babita Gupta
- Date of Birth: 03/17/93
- Gender: Male
Timeline
Manager – Corporate and Commercial Banking Group
SARASWAT CO-OPERATIVE BANK LTD
03.2025 - Current
Manager – Retail Assets and Rural Banking Operations
YES BANK LTD
01.2020 - 03.2025
Senior Officer Credit Operations
SHUBHAM HOUSING DEVELOPMENT FINANCE CO.
01.2018 - 01.2020
Executive officer
YES BANK LTD on behalf of HGS
12.2015 - 01.2018
Associate operations
WNS GLOBAL SERVICES
12.2014 - 12.2015
Post Graduation Diploma - Banking and Finance
SCDL, Symbiosis
B. COM - undefined
SOL, Delhi University
Class 12th - undefined
Tyagi Public School
Class 10th - undefined
Tyagi Public School
Similar Profiles
CA. Ruhinaaz ShaikhCA. Ruhinaaz Shaikh
Deputy Manager at Saraswat Co-operative Bank Ltd.Deputy Manager at Saraswat Co-operative Bank Ltd.
Dipesh SukhiDipesh Sukhi
INFORMATION SECURITY MANAGER at SARASWAT CO-OPERATIVE BANK LTDINFORMATION SECURITY MANAGER at SARASWAT CO-OPERATIVE BANK LTD
AKSHAY SHINGNEAKSHAY SHINGNE
Branch Service Officer at Saraswat Co-Operative BankBranch Service Officer at Saraswat Co-Operative Bank
Rashmi ChoudharyRashmi Choudhary
Customer Management Executive at CapitaCustomer Management Executive at Capita
Nikhil VermaNikhil Verma
Elite Trade Relationship Manager at ICICI Bank LtdElite Trade Relationship Manager at ICICI Bank Ltd