Highly skilled professional with 20 years of comprehensive experience in People Management, Project and Product Management, Process Management, Audits, HR, and Credit Card Issuance. Expertise in engineering process enhancements, IT collaboration for project development, and seamless technical implementation. Proficient in liaising with banks, handling requirement gathering, product upgrades, user training, migrations, UAT, and post-implementation support. Accomplished in regulatory compliance management with exceptional communication, negotiation, and interpersonal skills. Adept at thriving in deadline-driven environments while maintaining high standards of excellence.