Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Certification
Timeline
Generic
RATNESH KUMAR

RATNESH KUMAR

Pune,MH

Summary

Strategic product management professional skilled in stakeholder management and business analysis. Defined product vision and roadmap while implementing agile practices to enhance collaboration. Developed AI-enabled capabilities that improved operational efficiency and reporting quality for over 3000 global users.

Overview

14
14
years of professional experience
10
10

Enterprise Modules Owned

Work History

Assistant Vice President

Citigroup
Pune
09.2019 - Current
  • Championed the implementation of a generative AI-powered audit narrative assistant for over 3000 global auditors, generating 900 reports annually and reducing audit report preparation time by approximately 30%, resulting in around $1M in annual efficiency savings while enhancing reporting standardization globally.
  • Defined and articulated the internal audit product vision, strategy, and roadmap in alignment with company objectives.
  • Managed the end-to-end product lifecycle for enterprise platform modules, aligning development with business goals and ensuring scalability.
  • Facilitated cross-functional alignment among business, engineering, and design teams, ensuring cohesive product decision-making.
  • Translated complex business requirements into structured product backlogs, user stories, and acceptance criteria for clarity and execution efficiency.
  • Advocated for platform consistencies and reusable design patterns, influencing the adoption of standardized UI/UX practices that reduced duplicate development efforts by 20%.
  • Contributed to AI-focused product initiatives by identifying high-impact use cases and aligning AI outputs with existing business workflows.
  • Oversaw the agile delivery process using SAFe, prioritizing backlog, sprint planning, and release scoping to ensure timely product delivery.
  • Led product walkthrough, stakeholder demos, and release readiness sessions to ensure smooth production rollouts.
  • Identified risks and dependencies while enhancing delivery efficiency in complex enterprise environments.
  • Leveraged internally hosted AI tools, including Workspaces and MS Office Copilot, to boost productivity.

Senior Business Analyst

Ocwen Financials
Pune
06.2017 - 08.2019
  • Identified gaps between current and desired future state operations for Governance, Risk, and Compliance Portal, leading to strategic improvements.
  • Collaborated with stakeholders across departments to define requirements for Sourcing and Procurement, Foreclosure Bidding, Data Lake, and Customer Complaints Management System, enhancing clarity for new projects.
  • Drafted functional specifications documents outlining project scope, objectives, and deliverables, aligning all stakeholders.
  • Managed requirements traceability information and tracked requirements status throughout the project.
  • Delivered elements of systems design, including data migration rules, business rules, wireframes, or other detailed deliverables.
  • Mapped and documented interfaces between legacy and new systems to facilitate seamless integration.

Associate Consultant, Technology

Infosys
Pune
02.2012 - 06.2017
  • Analyzed client requirements to develop technology solutions that addressed specific client needs.
  • Collaborated with cross-functional teams to streamline project delivery processes.
  • Facilitated workshops to gather insights and align stakeholder expectations.
  • Analyzed business processes and quality metrics across projects for leading U.S. mortgage bank and healthcare company.
  • Completed training in Java, RDBMS, and US Mortgage Domain Platform for Lending and Servicing to enhance technical skills.

Education

Bachelor of Engineering - Electrical, Electronics And Communications Engineering

Nagpur University
Nagpur Maharashtra
06-2011

Skills

  • Product management
  • Roadmap ownership
  • Generative AI product delivery
  • KPI-driven product delivery
  • Stakeholder management
  • Business and system analysis
  • User experience design
  • Critical thinking and problem solving
  • Backlog management
  • Cross-functional collaboration
  • User acceptance testing
  • Dependency management across teams
  • Agile and SAFe leadership
  • JIRA proficiency
  • SQL expertise
  • Figma
  • Microsoft Office tools

Accomplishments

  • I was identified as one of the eligible candidates for Citi Ilead based on excellent past performances.
  • Received several reward points of over 15,000 in the last five years for excellence.
  • Recognized by multiple clients, higher management, and colleagues for the extraordinary support and collaboration.
  • I received multiple Insta awards and client appreciations in my previous organizations, as well.

Languages

Hindi
First Language
English
Proficient (C2)
C2

Certification

  • Certified Scrum Product Owner
  • Career Essentials in Gen AI by Microsoft and LinkedIn
  • Business Analysis Modeling
  • Azure Data Fundamentals
  • Relational database design

Timeline

Assistant Vice President

Citigroup
09.2019 - Current

Senior Business Analyst

Ocwen Financials
06.2017 - 08.2019

Associate Consultant, Technology

Infosys
02.2012 - 06.2017

Bachelor of Engineering - Electrical, Electronics And Communications Engineering

Nagpur University
RATNESH KUMAR