JIGAR THAKOR
Retail & Corporate Loan Operations
Vasai
Summary
Dynamic and results-driven professional with over 15 years of expertise in retail and corporate asset operations, process management, and team leadership within the banking and financial sectors. Proven ability to manage processes that ensure compliance with quality standards while fostering a culture of continuous improvement. Experienced in mentoring teams to align with organizational objectives, motivating them to achieve both business and personal milestones. Proficient in conducting targeted training sessions that enhance performance, elevate service quality, and drive productivity, while implementing cost-effective strategies that promote employee satisfaction and development.
Overview
15
15
years of professional experience
4
4
Languages
Work History
Assistant Manager
Mirae Asset Financial Services Private Limited
04.2023 - Current
- Publish Daily/Weekly/Monthly Portfolio MIS.
- Monthly Renewal Activities.
- Monitor Daily Loan Closure request.
- Handling Invocation cases.
- Prepare Securities reconciliation.
- CKYC Data Submission and tracking.
- Monitoring daily concurrent loan audit of 2% loan book
- Reconciliation of NACH registration and publishing MIS daily.
- Resolving customer queries.
- Following up with vendors.
- Publishing Daily MIS.
- Preparing repayment schedule for the customers.
- Preparing disbursement to client.
- Preparing Monthly Interest calculation accrual file for corporate clients.
- Identify and resolve process gaps and process operational risks to improve the process efficiency.
- Automate multiple manual processes and systems. Eliminate redundancy in the processes
Deputy Manager
Galva Decoparts Private Limited
11.2022 - 03.2023
- Posting of invoices in system.
- Following up with internal teams and clients for submission of invoice and booking the bills in system.
- Reconciliation of statement of accounts.
- Handling customer query.
- Following up with banker for disbursements.
- Following up with banker for booking rates of foreign payments.
Deputy Manager
Axis Finance Limited
10.2021 - 10.2022
- Preparation of Repayment schedule for the customers.
- Creating Contracts and Processing Disbursements.
- Appropriating Collections.
- Interest rate Reset.
- Adjustments of Prepayment receive
- Coordinating & helping Internal Customers (Sales Team, Product Team & other departments of the organization) for smooth functioning of process & Business.
- Reconciliation of Customer’s Loan Account.
- Resolving various Audit related queries.
Assistant Manager
Tata Capital Financial Services Limited
02.2018 - 10.2021
- Testing of new functionalities to be introduced in the system
- Stream-line processes
- Identify and resolve process gaps and process operational risks to improve the process efficiency
- Automate multiple manual processes and systems. Eliminate redundancy in the processes
- Resolving various Audit related queries.
- Preparation of Repayment schedule for the customers.
- Responsible for all the processes from Disbursal which includes as below
- Creating Contracts and Processing Disbursements.
- Appropriating Collections.
- Interest rate Reset.
- Adjustments of Prepayment received.
- Preparation of Statement of Account and foreclosure statements for all customers.
- Issuance of No due certificate
- Coordinating & helping Internal Customers (Sales Team, Product Team & other departments of the organization) for smooth functioning of process & Business.
- Reconciliation of Customer’s Loan Account.
- Managing & resolving queries of Regional Operations of TCFL from Head Office.
Assistant Manager
Kotak Mahindra Prime Ltd
01.2011 - 01.2018
- Checking of files which are for disbursement as per operation norms.
- Verifying KYC norms, Interest rates, charges waivers, etc.
- Checking of Credit Deviations, Special Conditions raised are approved by respective authorities as well as cases are approved by respective Credit buyers.
- Cross-verifying data captured in Core.
- Sending clear files which are ready for payment-to-Payment Desk.
- Handling team of proposal loading & sales coordinator.
- Authorized person for ESBTR payment. Verifying all loan agreements which are disbursed with correct amount & maintaining excel record for the same.
- Collecting cash and cheque from customers and agency person.
- Preparing daily cash and cheque MIS for the branch & send to cpu team for making the entry in the system.
- Maintaining Key Movement Register, Ctr Str Register, Revenue Stamp Register.
- Handling Cash More Than 25 Lacs and Banking The Same.
- Authorizing the payment in system which are disbursed.
- Dispatching receipt for cash and cheque to CPU on daily basis.
- Printing NOC/FORM35 for the terminated cases and maintaining the data for the same.
- Dispatching the files to CPU Chennai which is disbursed & maintaining data for the same.
NSE/BSE operator
Mangal Keshav Securities Pvt Ltd
06.2010 - 12.2010
- As an NSE/BSE operator.
- Buying and selling shares of clients.
- Coordinating with the Head office for various queries.
- Coordinating with clients for purchase and sale of shares.
- Collecting and verifying KYC of new clients.
Education
PGDBM - Banking And Finance
ISMT BUSINESS SCHOOL
Mumbai08.2025
M.COM - Accounting And Finance
MUMBAI UNIVERSITY
Mumbai01.2020
B.COM - Accounting And Finance
VARTAK COLLEGE
Vasai01.2010
H.S.C - Commerce
K.K.SHAH JUNIOR COLLEGE
Vasai01.2007
S.S.C -
M.G.M ENGLISH HIGH SCHOOL
Vasai01.2005
Skills
Process Management & Optimization
Timeline
Assistant Manager
Mirae Asset Financial Services Private Limited
04.2023 - Current
Deputy Manager
Galva Decoparts Private Limited
11.2022 - 03.2023
Deputy Manager
Axis Finance Limited
10.2021 - 10.2022
Assistant Manager
Tata Capital Financial Services Limited
02.2018 - 10.2021
Assistant Manager
Kotak Mahindra Prime Ltd
01.2011 - 01.2018
NSE/BSE operator
Mangal Keshav Securities Pvt Ltd
06.2010 - 12.2010
PGDBM - Banking And Finance
ISMT BUSINESS SCHOOL
M.COM - Accounting And Finance
MUMBAI UNIVERSITY
B.COM - Accounting And Finance
VARTAK COLLEGE
H.S.C - Commerce
K.K.SHAH JUNIOR COLLEGE
S.S.C -
M.G.M ENGLISH HIGH SCHOOL
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