Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
JIJO ABRAHAM

JIJO ABRAHAM

Pathanamthitta

Summary

Dynamic banking professional serving as Branch Manager, with expertise in sales and business development, customer relationship management, and credit assessment. Proven ability to lead teams, manage operations and meet key performance targets in a competitive financial environment.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Branch Head

South Indian Bank
12.2023 - Current
  • Lead efforts to consistently meet and exceed branch business targets across CASA, Retail Term Deposits, Advances, and Third Party Products.
  • Spearheaded an increase of over 50% in total branch business within 1.5 years.
  • Cultivate a strong, cohesive team, nurturing leadership skills and facilitating professional growth among team members.
  • Ensure rigorous adherence to all internal processes, compliance standards, and regulatory guidelines to meet operational integrity.

Manager (Scale 2)- Relationship Manager

Banking Representative Office, South Indian Bank
04.2021 - 11.2023
  • Drove new client acquisition within the UAE market, establishing, and nurturing relationship with NRIs.
  • Managed and significantly expanded a portfolio of High-Net-Worth Individual (HNI) clients
  • Led the acquisition of new priority banking accounts, expanded the NRI Client Portfolio by cross-selling FCNR, Mutual Funds, and insurance products, and successfully generated qualified loan leads.
  • Initiated and Participated in strategic outreach events with community and cultural groups to enhance brand visibility and recognition.

Assistant Manager (Scale 1)- Relationship Manager

Banking Representative Office
10.2019 - 03.2021
  • Strategically developed a strong foundational customer base from inception, leading direct client engagement and establishing a strong foundation for sustained growth.
  • Consistently met and exceed assigned targets across all key performance indicators

Probationary Officer

South Indian Bank
07.2017 - 09.2019
  • Managed core branch operations including cash, gold loan, ATM, and Credit.
  • Assisted the Branch Manager in marketing as well as in daily operations, played a vital role in customer acquisition and cross selling bank products.
  • Developed comprehensive expertise in retail banking operations, regulatory compliance, and customer service.

Education

Bachelor of Technology (B. Tech) - Electrical And Electronics Engineering

Mahatma Gandhi University
Kottayam, Kerala

Skills

  • Sales and Business Development
  • Customer Relationship Management
  • Branch Operations and Compliance
  • Team Leadership and Staff Development
  • Credit Appraisal and Documentation

Certification

  • JAIIB | Indian Institute of Banking & Finance (IIBF)
  • NISM-Series-V-A: Mutual Fund Distributors Certification Examination | National Institute of Securities Markets (NISM)
  • Specified Person Composite Examination for Corporate Agents | Insurance Regulatory and Development Authority of India



Timeline

Branch Head

South Indian Bank
12.2023 - Current

Manager (Scale 2)- Relationship Manager

Banking Representative Office, South Indian Bank
04.2021 - 11.2023

Assistant Manager (Scale 1)- Relationship Manager

Banking Representative Office
10.2019 - 03.2021

Probationary Officer

South Indian Bank
07.2017 - 09.2019

Bachelor of Technology (B. Tech) - Electrical And Electronics Engineering

Mahatma Gandhi University

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