Kamal Singh Panwar
Khandwa ( At Present )
Summary
Significant experience in leading credit teams and enhancing operational efficiency. Demonstrated strengths lie in executing risk assessment strategies, managing large loan portfolios, and fostering customer relationships. Notable impact includes driving credit policy compliance and achieving improved financial performance through strategic decision-making.
Overview
5
5
years of professional experience
Work History
Area Head ( Business Credit )
ICICI Bank Limited
Khandwa
04.2023 - Current
- Leading a team of credit managers to ensure timely decisions of the proposal, onboarding a good quality customer, monitoring a portfolio (more than 30 Mn) and closers of the compliances to ensure a pristine portfolio, in accordance with the policies and procedures of the Bank.
- Handling a Working Capital (Product, i.e. OD, CC, Drop Line Overdraft, Term loan, Bank Guarantee, Letter of Credit, Pre and Post Shipment Credits: Proposal of Up to 200 Mn of Trader, Manufacturer, Service Provider.
- Discussed the Proposal with the Leadership team which are falls in there delegations
- Understand the banking requirement of the Customer and accordingly give them the solution.
- Timely visit the Customer Business Place to understand the Business Process, Manufacturing Process.
- Conduct the training of the Relationship Mangers on Policies and Login Process to Ensure First time right
Credit Manager
ICICI Bank Limited
Vashi Navi Mumbai ( May 2019 To June 2022 ) , Indore ( July 2022 To March 2023 ) )
05.2019 - 03.2023
- Ensured timely and accurate processing of all working capital transactions.
- Analyzed financial data to determine the degree of risk involved in extending credit.
Education
Chartered Accountant -
The Institute of Chartered Accountants of India
11-2018
Skills
- Training skills
- Preparing a MIS
- Using a Power BI
- Team Leadership
- Interpersonal Skills
Languages
Hindi and English
First Language
Permanent Address
Village Dhikwa , District Ratlam ( M.P.)
Timeline
Area Head ( Business Credit )
ICICI Bank Limited
04.2023 - Current
Credit Manager
ICICI Bank Limited
05.2019 - 03.2023
Chartered Accountant -
The Institute of Chartered Accountants of India
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