Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
SeniorSoftwareEngineer
KISHORE KUMAR REDDY L

KISHORE KUMAR REDDY L

Senior Loan Documentation Processor (Senior Analyst)
Bengaluru

Summary

Carrier Objective Being a committed Team Player, would like to contribute towards the growth of the organization, based on my expertise and knowledge and to increase my professional capabilities by learning from the new exposure within the structured framework of the organization.

Overview

5
5
years of professional experience
7
7
years of post-secondary education
4
4
Languages

Work History

Senior Loan Servicing Representative

Wells Fargo India
Bengaluru
08.2022 - Current
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Reviewing loan related Documents in ICMP, analyzing the documents, and gathering data and providing it to Underwriter to take further decisions on approval of loan and funds to borrowers.

Senior Loan Documentation Processor

Wells Fargo India
Bengaluru
02.2021 - Current
  • 4.7 years
  • Entered data into computer tracking system and filed paperwork according to procedures.
  • Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.
  • Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
  • Verified credit histories, personal references and employment backgrounds for each applicant.
  • Reviewed and validated details of loan applications and closing documentation.
  • Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Vendor Support Team Supports in ordering all the Vendor Products and Follow up the same till we receive Proper Documents as per Requirements.
  • Trained on 5 products in total (Mortgage Payoff, Title Insurance, Hazard Insurance, Sub Doc Processing and Subordination Agreement). Currently working on payoff and Subordination products – by ordering for the documents via email, fax and websites and Sub Doc Processing. Managed documentation follow-up, Mortgage payoff, Hazard insurance follow-up.
  • Worked on End-to-end Process in subordination agreement Product (by ordering for the documents and completing all review and stages, and Final stage sending the subordination agreement document to Third Party (Title/settlement agent)).
  • Provided reviews on loan files for completeness and accuracy, analyzing payoff documents, including, but not limited to, mortgage applications, payment history, bank statements, credit reports loan statements and income documents, title documents, appraisals, and all applicable compliance documents.
  • Proactively suggest and design improvements in process workflow wherever applicable.
  • Adaptable and flexible, able to work under high volume times.
  • Always take initiative to work independently with minimal supervision.

Financial Analyst( Loan Documentation Processor)

Wells Fargo India
Bengaluru
01.2020 - 02.2021
  • Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.
  • Entered data into computer tracking system and filed paperwork according to procedures.

Associate Loan Documentation Processor (Associate)

Wells Fargo
Bengaluru
09.2018 - 01.2020
  • Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.
  • Entered data into computer tracking system and filed paperwork according to procedures.

Education

Master Of Business Administration - Finance

Kristu Jayanti College Autonomous
Bengaluru
08.2016 - 06.2018

12th - Commerce

Sree Venkateshwara PU College
Bengaluru
06.2011 - 06.2013

Bachelor Of Commerce - Finance

Kristu Jayant College Autonomous
Bengaluru
07.2013 - 07.2016

Skills

Basic MS Office –MS Excel, Advanced excel (V-look up, Pivot table), MS Word, MS Power Pointundefined

Accomplishments

Roles and Responsibilities


• Contributing my best productive numbers throughout to achieve 100% effort completions. I have been adhered to achieving in delivery of SLA by giving my best RPH productivity in meeting the target, meeting 100% quality targets monthly, maintaining standard average UT & did not receive any stateside escalations.

• Handling additional responsibilities by doing RMC audit to avoid any risk incidents and sending Production/Efficiency Report, AHT Report, and Daily Targets E-mails within the Team.

• I have been working on Escalation emails and Rush request files.

• Providing floor support to OJT team members (India) and audit their loans to avoid errors in process.

• Conducted OJT, Certification and Ramp Up audits For First VST Batch for Manila Team Members.

• Conducted Team meetings and Sharing Minutes of Meeting to the Team.

• Conducted team meetings in BOD for planning the day to achieve Targets, efficiency and Good practices to the Team.

• Provided Process updates and Re-iterations to the team.

• Provided and Refresher Training to Team member on Title and insurance Product.

• Provided floor support to Manila Pilot VST team members and audit their loans to avoid errors in process and supported in OJT.

• I have worked on Escalations and Super Rush request, near to closing date files by interacting with HLP, HMC, and HLU.

• Sending BOD Reports (Subordination Mailbox and Subordination Doc Processing).

• Mailbox Allocation for subordination agreement.

• Worked on Anomaly Audit Reports.

• Managing Risk (RMC)Audits for the Team.

• Worked on Team Member Mortgage program loans (TMMP) loans.

• Consolidation of Loans production reports, Production Counts Tracker.


Achievements and Awards


• Received Wells Fargo Champion Award in 2019 4th Quarter.

• Received Retail Top Performer Award in (Retail Year End Celebration Event-2019).

• Consecutive Top Performer from 2019 February to Till Date With 100% Quality with Exceeding Target. • Received Shared Success Awards from Managers.

• Received Appreciations from Managers for On Time Escalations Responses to Fulfilment Team with 100% Quality.

Timeline

Senior Loan Servicing Representative

Wells Fargo India
08.2022 - Current

Senior Loan Documentation Processor

Wells Fargo India
02.2021 - Current

Financial Analyst( Loan Documentation Processor)

Wells Fargo India
01.2020 - 02.2021

Associate Loan Documentation Processor (Associate)

Wells Fargo
09.2018 - 01.2020

Master Of Business Administration - Finance

Kristu Jayanti College Autonomous
08.2016 - 06.2018

Bachelor Of Commerce - Finance

Kristu Jayant College Autonomous
07.2013 - 07.2016

12th - Commerce

Sree Venkateshwara PU College
06.2011 - 06.2013
KISHORE KUMAR REDDY LSenior Loan Documentation Processor (Senior Analyst)