KUMARI DEEPSHIKHA
Financial Services Specialist
Summary
Proactive manager with a proven track record of effective leadership, strategic planning, and problem-solving skills. Excels in assisting senior managers in achieving challenging targets by motivating and coordinating staff while efficiently managing available resources. Methodical and well-organized approach enables optimization of coverage and meeting operational demands.
Overview
8
8
years of professional experience
9
9
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Deputy Manager
HDFC BANK
01.2023 - Current
- Loan & Credit Risk Operations: Assess, process, and manage loan applications, ensuring adherence to global credit risk policies and underwriting standards .
- Financial & Credit Analysis : Evaluate financial statements, collateral, and customer profiles to determine creditworthiness and loan structuring strategies . Process
- Optimization & Operational Efficiency : Collaborate with stakeholders, credit teams, and regulators to streamline disbursement processes and improve operational efficiency.
- Customer Relationship Management: Drive customer engagement, resolve queries, and identify cross-selling opportunities to enhance business growth.
Project Executive
Cognus Technology
10.2018 - 12.2022
- Developed comprehensive project plans, outlining goals, objectives, tasks, and deadlines for all team members.
- Conducted thorough post-project evaluations to identify areas of improvement for future initiatives.
- Monitoring program and project performance.
- Monitoring performance metrics.
- Communicating with upper management to develop strategic program and project goals.
- Receiving and responding to approvals and notifications
Finance Intern
STEEL AUTHORITY OF INDIA LIMITED
06.2017 - 11.2017
- Supported organizational account management duties under direct supervision.
- Reviewed expense reports for accuracy, ensuring compliance with company policies and procedures.
- Analyzed financial statements to identify trends and provide valuable insights for decision-making.
Education
MBA - FINANCE & HR
Banasthali University
Jaipur, Rajasthan 01.2016 - 01.2018
B.Com (Hons.) - undefined
Jayoti Vidyapeeth Women's University
Jaipur, Rajasthan 01.2013 - 01.2016
XII - CBSE Board
Chinmaya Vidyalaya
Bokaro Steel City, Jharkhand 01.2011 - 01.2013
X - CBSE Board
Chinmaya Vidyalaya
Bokaro Steel City, Jharkhand 01.2009 - 01.2011
Skills
Analytical problem-solving
Effective project coordination
Effective communication
Proficient in advanced Excel functions
Certification
Foundation Course in Business Analytics, Intellipaat Software Solutions Pvt. Ltd (Jaipur), IBM
Extra-Curricular Activities
- Member of the college Certificate Committee.
- Presentation on analysis of the new product ECO-FRIENDLY TATTOOS in 2016.
- Member of the college Legacy Committee.
- Participated in self-defence camp.
Internship Projects
- Working Capital Management, Steel Authority of India Limited (SAIL), 06/01/17- 11/01/17,
Within the internship, I learned how different sections work under the Finance department. I learned the concept of WORKING CAPITAL MANAGEMENT and also I did the DATA ANALYSIS based on the Balance Sheet and profit & loss account of the company.
Timeline
Deputy Manager
HDFC BANK
01.2023 - Current
Project Executive
Cognus Technology
10.2018 - 12.2022
Finance Intern
STEEL AUTHORITY OF INDIA LIMITED
06.2017 - 11.2017
MBA - FINANCE & HR
Banasthali University
01.2016 - 01.2018
B.Com (Hons.) - undefined
Jayoti Vidyapeeth Women's University
01.2013 - 01.2016
XII - CBSE Board
Chinmaya Vidyalaya
01.2011 - 01.2013
X - CBSE Board
Chinmaya Vidyalaya
01.2009 - 01.2011