Kunal Saini
Abu Road
Summary
To add value to the organization and myself, by getting perfection in the emerging technologies by updating skills and strength to maintain base while constantly utilizing knowledge to innovate and trying to give the best to the organization with all of my Caliber and capabilities.
Overview
8
8
years of professional experience
Work History
Area Manager -Sales
Bajaj Finance Ltd.
Ahemdabad
03.2023 - 11.2024
- Leading and managing a Sales team within a specific geographic area
- Managing and supporting the effective deployment of team of sales professional with respect to the geographical area.
- Achieving sales targets and cross selling insurance.
- Creating a strong and compliant sales culture across the channel to drive acquisition profitability and employee development.
- Identify the need of sales training, analyzing changing market trends, channel deployment etc also giving feedback and suggestions to the RSM.
- Ensure implementation of promotional plans and contest and suggesting new and innovating promotion plan for the area of work.
- Retaining high performers and replace poor performers.
- Managing collection of the acquired portfolio.
- Developing and implementing sales strategies.
- Building Customer Relationships and ensuring the team achieve sales targets.
- Maintain a Positive and productive work environment.
- Achieving targets of all Financial loan products (PL/BL/LAP/HL)
Manager- Credit operations
Bajaj Finance Ltd.
Palanpur
07.2019 - 03.2023
- Responsible of all credit related work.
- Audit of all Financial products of PL/BL/HL/LAP
- Disbursements of PL/BL/HL/LAP
- Do Gold Appraisal and verification
- Maintain and improve quality of files processed by the Team.
Assistant Manager-Credit Operations and Rural branch Operations
Bajaj Finance Ltd.
Himmatnagar
09.2017 - 03.2019
- Responsible of all credit related work.
- Personal Discussion with Customer for PL/BL/LAP/HL
- Disbursements of PL/BL/HL/LAP
- Coordination with Centralized Ops for receipt & acknowledgement of OTC/PDD documents
- Ensure no errors, 100% file completeness with require approvals for all files send to Central Ops. For disbursement
- Maintain and improve quality of files processed by the Team.
Assistant Manager-Credit Operations and Rural branch Operations
Bajaj Finance Ltd.
Abu Road
06.2016 - 09.2017
- Achieving Branch target by Provided best of services to the customer and maintain relationship.
- Gold Evaluation and Appraisal
- Coordination with credit & sales for dispatch of OTC/PDD documents to centralized ops
- Coordination with Centralized Ops for receipt & acknowledgement of OTC/PDD documents.
- Knowledge of loan documents for pre and post sanction.
- Empanelment of verification, Legal, & Technical agencies.
- Responsible of verification, Legal, & Technical process.
- Ensure no errors, 100% file completeness with require approvals for all files send to Central Ops. For disbursement.
- To maintain and improve quality of files processed by the Team.
Education
B.Com -
MLSU
03.2015
SR .SECONDARY -
R.B.S.E
03.2012
SECONDARY -
R.B.S.E
03.2010
Skills
- Quick Learner
- Team Player
- Confident
- Optimistic
- Innovative
- Effective Leadership
- Positive Attitude
Language Known
- Hindi
- English
- Gujrati
- Regional
Personal Information
Date of Birth: 07/17/93
Timeline
Area Manager -Sales
Bajaj Finance Ltd.
03.2023 - 11.2024
Manager- Credit operations
Bajaj Finance Ltd.
07.2019 - 03.2023
Assistant Manager-Credit Operations and Rural branch Operations
Bajaj Finance Ltd.
09.2017 - 03.2019
Assistant Manager-Credit Operations and Rural branch Operations
Bajaj Finance Ltd.
06.2016 - 09.2017
B.Com -
MLSU
SR .SECONDARY -
R.B.S.E
SECONDARY -
R.B.S.E