Lalitkumar Satam
Mumbai
Summary
Associate with progressive and growing organization where my skills and current knowledge can be used and enhanced for my personal development as well as for the benefit of the organization.
Overview
8
8
years of professional experience
Work History
Relationship Manager
HDFC Bank LTD
06.2022 - Current
- Managing working capital 125 large ticket sized trade backed and Imperia/ Preferred customer and book size of 400 cr
- Coordinating with internal and external stakeholders
- 1
- Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TODs
- 2
- Co-ordination with local Ops for disbursements, TOD limit setting, submission of Stock Statement
- 3
- Coordinating with trade desk and customer for smooth LC/BG issuance, and for import / export payment, BG invocation, LC payment
- 4
- E-Net, CMS and cross sell of other such products
- Ensuring Compliance and Health check of portfolio
- 1
- Portfolio review and remedial management which includes managing exits, line reductions, recovery and restructuring of exposures
- Management of stress and critical accounts
- 2
- Also ensuring completion of Housekeeping pendencies including CAM renewals, deferral closure, call memos, stock statements, insurance renewals, Plant visit, Site visit etc
- 3
- Follow-up and regularization of TODs
- 4
- High value transaction reporting and tracking
Branch Sales Manager
ICICI BANK LTD
12.2019 - 06.2022
- Manages Wealth and ETRG segment relationship of the bank to procure various mortgage products
- Turn around of clients from initial meeting to disbursement
- Achieves business objectives and target through self-sourced customer acquisition and customer satisfaction
- Generation of business through market development and focus on developing relations with various channel partners, Market Research
- Financial solutions for all kinds of Mortgage requirements of customers
Assistant Sales Manager
INDUSIND BANK
12.2017 - 10.2018
- Company Overview: indusind marketing finance dept
- Sourcing Home Loan & LAP through Branch Channel, Connector & Builder, Market Research, Doing and Managing overall Corporate & Builder Activities, Handling Client Queries, Generating New Clients, Handling Start to End Process of the Mortgage Disbursal
- Indusind marketing finance dept
Asset Desk Manager
Essel Finance Limited
07.2017 - 12.2017
- Company Overview: A Essel Group Enterprises
- Managing Loan Against Property Through leads DSAs / Brokers & also own sources
- Managing Equipment Funding
- A Essel Group Enterprises
Education
Post Graduate - M. Com
V.B.S. University
U.P, India12.2015
Bachelor of Commerce -
Shibli National Post Graduate College
U.P, India12.2013
Skills
- Optimistic
- Dedication
- Team Player
- Achievement Oriented
Accomplishments
- 1 Times Achieved in Mortgage Club Disbursal for the Month of Dec-20 in ICICI Bank
- 2 Times Pan India Topper in November-18 & March-19 of Loan Against Property Disbursal in Indusind Bank.
- Received Certificate & a trophy from NSM of HDFC BANK in the Month of August -23 for Insurance Cover.
Languages
- English
- Hindi
Training
Work Under Charted Accountant, 02/01/13, 12/31/15
Additionalsportsqualification
Volleyball, District Level, 2013, Wipro
Personal Information
- Hobbies: Listening Soft Music, Watching Cricket, Likes Sports
- Date of Birth: 08/30/93
- Gender: Male
- Nationality: Indian
- Marital Status: Single
Timeline
Relationship Manager
HDFC Bank LTD
06.2022 - Current
Branch Sales Manager
ICICI BANK LTD
12.2019 - 06.2022
Assistant Sales Manager
INDUSIND BANK
12.2017 - 10.2018
Asset Desk Manager
Essel Finance Limited
07.2017 - 12.2017
Post Graduate - M. Com
V.B.S. University
Bachelor of Commerce -
Shibli National Post Graduate College
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