MAHADEV SHIT
Haldia
Summary
To obtain a challenging, growth oriented position and to be able to contribute my skills and knowledge in an organization in which these skills are valued and valuable.
Overview
3
3
Languages
9
9
years of professional experience
Work History
Area Business Manager
Cholamandalam Investment and Finance Company Limited
Tamluk
04.2025 - Current
- Led sales teams to achieve business growth and exceed targets.
- Crafted strategic plans to improve market presence and boost customer engagement.
- Coordinated training programs for staff to improve product knowledge and sales techniques.
- Analyzed market trends to identify opportunities for new service offerings.
- Implemented processes for reporting sales performance and market analysis.
- Collaborated with cross-functional teams to align business strategies and initiatives.
- Managed the development of long-term relationships with key customers.
- Formulated and executed sales strategies to expand market share.
- Analyzed customer data to identify trends in buying behavior and preferences.
Area Credit Operations Manager
Cholamandalam Investment & Finance Company Limited
01.2022 - Current
- Unsecured Business Loan, Salaried Personal Loan, Doctors Loan Underwriting, Operations, Team Handling & Portfolio Management.
- File quality check, Decision-making, Disbursement, Recovery & Cross-selling
- Managed credit operations and streamlined processes for loan disbursement.
- Oversaw risk assessment procedures to ensure compliance with company policies.
- Led training sessions for staff on credit evaluation techniques and systems.
- Reviewed loan applications and approved credit limits based on guidelines.
- Developed reports on credit performance and operational metrics for management.
- Implemented process improvements to reduce turnaround time in credit processing.
- Coordinated with cross-functional teams to enhance operational efficiency.
COLLECTION MANAGER-SME Collection
BAJAJ FINSERV
01.2020 - 01.2022
- Training and mentoring of staff members in the collections department.
- Preparing monthly feedback reports on payment collections.
- Handling a team of 7 members.
- Creating and implementing a strategy to improve the collection of outstanding credit.
- Ensuring that the company policy on recoveries is followed and that it is in line with State and Federal regulations.
- Negotiating with customers in cases when non-payment occurs.
Credit Manager-Business Loan
BAJAJ FINSERV
01.2019 - 01.2020
- To achieve Branch target on indicators - Credit Metrics / Operations Metrics / Business metrics on Unsecured Loan.
- Delivering Approval rate & other critical SLA deliverable.
- Checking and Valuations of LTV, KYC, TVR, CIBIL, CPV & Recovery.
SALES DEVELOPMENT MANAGER
HDFC LIFE
01.2018 - 01.2019
- Building a high performing distribution network of Financial Consultants and training them appropriately for selling off insurance policies.
- Leading a team of Sales Development Representatives (SDR) / Business Development Representatives (BDR), for creating qualified sales opportunities for the sales team.
Education
12TH -
W.B.C.H.S.E. Board
B.Com (Hons) -
GOENKA COLLEGE OF COMMERCE AND BUSINESS ADMINISTRATION
M.Com -
CALCUTTA UNIVERSITY
Skills
- Basic Computer Knowledge
- Advance Diploma In Computer Application
- TALLY
Accomplishments
- Heroes Award, BAJAJ FINSERV, Awarded on a Pan-India basis for consistently performing outstanding for the last 6 months.
- Monthly Award, BAJAJ FINSERV, Awarded on a Pan-India basis for extraordinary revenue generation for the year.
- Annual Award, CHOLAMANDALAM, Awarded on a Pan-India basis for consistently performing outstanding.
Languages
- Bengali
- Hindi
- English
Personal Information
- Date of Birth: 11/10/94
- Gender: Male
- Nationality: Indian
Disclaimer
I am also confident of my ability to work. I hereby declare that the information furnished above is true to the best of my knowledge.
Languages
Bengali
First Language
English
Intermediate
B1
Hindi
Proficient
C2
Timeline
Area Business Manager
Cholamandalam Investment and Finance Company Limited
04.2025 - Current
Area Credit Operations Manager
Cholamandalam Investment & Finance Company Limited
01.2022 - Current
COLLECTION MANAGER-SME Collection
BAJAJ FINSERV
01.2020 - 01.2022
Credit Manager-Business Loan
BAJAJ FINSERV
01.2019 - 01.2020
SALES DEVELOPMENT MANAGER
HDFC LIFE
01.2018 - 01.2019
12TH -
W.B.C.H.S.E. Board
B.Com (Hons) -
GOENKA COLLEGE OF COMMERCE AND BUSINESS ADMINISTRATION
M.Com -
CALCUTTA UNIVERSITY