Summary
Overview
Work History
Education
Skills
Websites
Timeline
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MOHD MOHSIN

Regional Collection Manger
New Delhi

Summary

Accomplished Regional Collection Manager with a proven track record at Utkarsh Small Finance Bank Specializing in debt recovery and Collection management in Soft & Hard Bucket in PL BL AUTO Micro LAP & CV loan. Expert in enhancing team productivity and effectiveness, demonstrated by successfully handling significant portfolios across North India. Skilled in legal management and negotiation, with a knack for patience and persistence, ensuring optimal recoveries and maintaining client relationships.

Overview

12
12
years of professional experience
2014
2014
years of post-secondary education
2
2
Languages

Work History

Regional Collection Manager

Utkarsh Small Finance Bank
05.2025 - Current


  • Drive cost effectiveness in collection in our region by monitoring the performance of the collection manager to contribute to lowering the delinquency.
  • Handling product (PL BL Wheels and Micro LAP) from Bkt-0 to Infinity.
  • Managing a portfolio with a team of 12 Collection Managers and one Collection Agency.
  • Managing a portfolio of 7 states, like Delhi, NCR, Punjab, Haryana, Himachal, Rajasthan, Uttar Pradesh, and Uttarakhand, across North India.
  • Coordinated cross-functional efforts among internal departments like sales and legal for the effective use of legal tools like Section 138, Arbitration, and Sarfaesi Section 9.

Cluster Collection Manager

TATA Capital Ltd
04.2022 - 05.2025
  • Taken care of personal loan, business loan, and auto loan flows collection through in-house and vendors for North India.
  • Geographic location handled in North and East India.
  • Handled 50 cr pos and around 4,000 cases with a team of 5 collection managers and 5 collection officers.
  • Managed around 25 vendors for collection across North India while ensuring audit and compliance.
  • Worked closely with legal to crack cases. Effectively using sections 9, 17, and civil suit.
  • Repossessed vehicle with the help of legal tools.

Collection Manager

IDFC First Bank Ltd
12.2018 - 04.2022
  • Handled personal loans for Soft and Hard Buckets with the help of 5 collection vendors for the Delhi/NCR location
  • Worked closely with legal counsel to pursue necessary actions against noncompliant debtors.


Collection Manager

ICICI Bank Ltd
07.2013 - 12.2018
  • Handled Bucket-1 to write off for the commercial vehicle loan for Delhi/NCR.
  • I visited the premises of customers to directly collect payments.
  • Increased recoveries by negotiating favorable repayment terms for clients and customers.
  • Worked with legal resources and recovery teams to manage default issues.

Education

MBA - Financial Services Marketing Operations

Sherwood College of Management

B.COM - Accounting And Finance

Rohilkhand University
Bareilly, Uttar Pradesh

Intermediate - undefined

Green Wood Senior Secondary School
Rampur, Uttar Pradesh

High School - undefined

Green Wood Senior Secondary School
Rampur, Uttar Pradesh

Skills

  • Debt recovery expertise
  • Repossession
  • Legal Management
  • Collection Management
  • Debt Management
  • Team Management
  • Vendor Management
  • Audit & Compliance
  • Process Management

Timeline

Regional Collection Manager

Utkarsh Small Finance Bank
05.2025 - Current

Cluster Collection Manager

TATA Capital Ltd
04.2022 - 05.2025

Collection Manager

IDFC First Bank Ltd
12.2018 - 04.2022

Collection Manager

ICICI Bank Ltd
07.2013 - 12.2018

B.COM - Accounting And Finance

Rohilkhand University

Intermediate - undefined

Green Wood Senior Secondary School

High School - undefined

Green Wood Senior Secondary School

MBA - Financial Services Marketing Operations

Sherwood College of Management

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MOHD MOHSINRegional Collection Manger