To build upon and enhance my professional skills in a reputed and dynamic organization that gives me the opportunity to evolve in a professional manner.
Overview
7
7
years of professional experience
2016
2016
years of post-secondary education
3
3
Languages
Work History
Cluster Head
Sub K Impact Solution’s LTD
02.2023 - Current
Managing Team of Five member’s in Unit Head With Unit Team Size 30 member’s
Responsible for 100% sales and collection
Handling portfolio of 19.70 Cr/With 6.5k+ Clint
Loan Product Type –micro loan + indusial loan
Visiting the unit on a weekly basis and motivating the weak staff and motivating them regarding business and collection
Responsible 100% business and collection completing the target
Implementing business plans for achieving organizational goal in terms of revenue and profitability targets and acquiring business from the clients
Thoroughly study MIS reports & other monthly performance reports for apprising top management of the progress
Risk Management – Background verification of new CSR’s, Correct Selection by CSR’s during Collection- Collection and On-Field Receipting By CSR’s Same day Bank Deposition, Timely Support to CSR’s Ensure 100% CE on time
Training- Of New CSR, Same Day Attendance Marking in Hr-One App, CSR Wise Monthly Leave Management, Monthly Incentive and Targets, Process, policy
Deputy Manager
Equitas Small Finance Bank
09.2022 - 02.2023
Managing Team of Four members in sales and collection
Responsible for 100% sales and collection
Handling portfolio of 9.62Cr
Product Type -MHL, MLAP
Responsible for source New Business and Potential area
Implementing business plans for achieving organizational goal in terms of revenue and profitability targets and acquiring business from the clients
Thoroughly study MIS reports & other monthly performance reports for apprising top management of the progress
Area Head
Jana Small Finance Bank Ltd
06.2021 - 08.2022
Managing Team of 6 members in sales and collection Working Micro JLG,IL ,Agri loan,
Responsible for 100% sales and collection
Handling portfolio of 8.70 Cr
Responsible for source New Business and Potential area
Branch Manager
Larson and Tubro Financial Service LTD.
12.2019 - 06.2021
Company Overview: (MFI) Micro Loan Department
Sourcing – FLO Wise Sourcing Target & Review, Rejection checks and feedback to Flo on quality Sourcing, Focus on repeat customer Sourcing
Collection – Timely portfolio Allocation Request to TM, Rout Planning, timely On Due Date Collection and On-Field Receipting By FLO, Same day Bank Deposition, Timely Support to FLO For OD Clients / Regular clients Not paying On Time
Ensure 100% CE By 12th of the Month
Training Of New FLOs, Same Day Attendance Marking in Work line, Flo Wise Monthly Leave Management, Monthly Incentive and Targets, Process, policy
Risk Management – Background verification of new FLOs, Correct Selection by FLOs during Sourcing
100% Portfolio handover in Case of Resignation, timely Death case Validation on Field and CLI I resolution, Timely Theft / Fraud Reporting and Recovery
Ensure Negative Village and Ring Reader File Maintained and Regularly
(MFI) Micro Loan Department
Key Skills: - Managing a Team of 7+ Peoples, Knowledge of Branch Manager’s and Territory Manager work H.V., GRT, Mail & Team Handling etc…
Knowledge of Cashier’s work like Disbursement, Repayment Entries, Mail, Office Maintain etc
Monitoring budgets and comparing them with actual cost and revenues related to production, marketing and capital
Achieving targets more than 100%
Motivating members to be retained with organization and providing them training program and skill development training and link them to market to enhancement their livelihood
Maintaining 99+% Repayment rate for the concern Area
Maintained 8 CRS INR Portfolio with 100% repayment
Work with all departments with Cooperation
Field Executive
Light Micro Finance Pvt. Ltd
09.2018 - 09.2019
Micro Group loan- sales and collection.
ops Support.
Handling 653 Clint with 2.9 Cr
100% on time collection
100% archive business target.
Education
Secondary Examination -
R.B.S.E
Senior Secondary Examination - arts
R.B.S.E
Bachelor Degree Of Art’s -
M.D.S. University
01.2013 - 01.2018
Master Degree of HISTORY - undefined
M.D.S. University
Govt. certificate course Rs-cit - undefined
Meridian Computer Education
Skills
Team Management
Personal Information
Father Name: Mr. Roshan Kathat
Mother Name : Jarina
Nationality: Indian
Marital Status: married
Disclaimer
I hereby declare that the above-mentioned details are true to my knowledge and belief.
Timeline
Cluster Head
Sub K Impact Solution’s LTD
02.2023 - Current
Deputy Manager
Equitas Small Finance Bank
09.2022 - 02.2023
Area Head
Jana Small Finance Bank Ltd
06.2021 - 08.2022
Branch Manager
Larson and Tubro Financial Service LTD.
12.2019 - 06.2021
Field Executive
Light Micro Finance Pvt. Ltd
09.2018 - 09.2019
Bachelor Degree Of Art’s -
M.D.S. University
01.2013 - 01.2018
Senior Secondary Examination - arts
R.B.S.E
Master Degree of HISTORY - undefined
M.D.S. University
Govt. certificate course Rs-cit - undefined
Meridian Computer Education
Secondary Examination -
R.B.S.E
Similar Profiles
DANIEL METHRAYIL VARGHESEDANIEL METHRAYIL VARGHESE
System Engineer at Aspire It Solution’s & Property Management Co. IndiaSystem Engineer at Aspire It Solution’s & Property Management Co. India
Regional Vice President at Impact Property Solutions (formerly Impact Floors)Regional Vice President at Impact Property Solutions (formerly Impact Floors)