MURALI CHINNASAMY
SALEM
Overview
15
15
years of professional experience
Work History
NBFC -BUSINESS AND LAP LOAN:
SVAKARMA FINANCE PVT LTD
SALEM
2022.07 - 2024.11
- BRANCH MANAGER : Sales and collection
- The team is handling 10 members (DSA team and DST team).
- Maximum focused business loan and machinery hypothecation. Loan amount: minimum 3L to 35L.
- Collateral basis: Loan against property, machine, land, and LIC document assigned to the company.
NBFC-BUSINESS LOAN BRANCH MANAGER:
KINARA CAPITAL PVT LTD
SALEM
2018.10 - 2022.07
- Maximum-focused manufacturing sector,Business loan and machine loan.
- Machinery purchase loan and loan for the machine. Hypothecation for machinery.
- Turnover basis provided a business loan ticket size 3L to 30L
- Team handling 9 to 11 members and Managed and inspired team members to perform to full potential, driving branch profitability.
- Mainly focused on Sales and collection (fresh flow to written-off cases, field-level follow-up).
- Monthly target 1.5cr and my maximum achieve 2.2cr
- Branch head - Petty cash handling, completed month-end and year-end closings, kept records audit-ready, and monitored the timely recording of accounting transactions.
- Login criteria tools- Perdix-Zoho and my kinara app
NBFC-LAP,BL,PL,CAR,GOLD LOAN
HDB FINANCIAL SERVICE PVT LTD
SALEM
2016.09 - 2018.10
- Field-level marketing in the local area and communicated with customers for regular follow-up and via telephone to answer questions.
- Main focus is on manufacturing and trading profiles.
- Application submitted to the credit team, then process CIBIL, and loan eligibility. Assisted customers with questions about their loan application status or requirements.
- Verified employment, income, debt-to-income ratio, bank statements and other financial documents.
- Loan again on property, business loan provided, gold loan.
Insurance Agent
LIC OF INDIA,UIIC INSURANCE,APPOLO MUNICH HEALTH INSURANCE(Life,Motor& Health insurance)
SALEM
2009.11 - 2015.12
- Provided customers with information regarding plan features, pricing, and availability.
- Monitored clients' insurance coverages to ensure changing needs were met.
- Explained complex technical terms related to insurance plans in simple language for easy understanding.
- Scheduled meetings with prospective clients to discuss available products and services.
Education
Bachelor of Arts -
THE ANNAMALI UNIVERSITY
CHIDAMBARAM2008-01
Government Boys Higher Secondary School
SALEM2004-01
Affiliations
Play cricket and Chess playing
Languages
Tamil
First Language
English
Advanced (C1)
C1
Timeline
NBFC -BUSINESS AND LAP LOAN:
SVAKARMA FINANCE PVT LTD
2022.07 - 2024.11
NBFC-BUSINESS LOAN BRANCH MANAGER:
KINARA CAPITAL PVT LTD
2018.10 - 2022.07
NBFC-LAP,BL,PL,CAR,GOLD LOAN
HDB FINANCIAL SERVICE PVT LTD
2016.09 - 2018.10
Insurance Agent
LIC OF INDIA,UIIC INSURANCE,APPOLO MUNICH HEALTH INSURANCE(Life,Motor& Health insurance)
2009.11 - 2015.12
Bachelor of Arts -
THE ANNAMALI UNIVERSITY
Government Boys Higher Secondary School