Narendra Gujari
Mumbai
Summary
Service-oriented with track record of consistently delivering highest levels of performance. Hardworking and enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast Knowledgeable in financial and credit analysis, credit modeling and market status monitoring.
Overview
7
7
years of professional experience
Work History
Credit Manager
Arka Fincap Ltd
Mumbai, India
01.2023 - Current
- Managing complete credit operations for Mumbai, Thane and Vashi location.
- Conducting PD with the customers to evaluating client's creditworthiness and potential risk factors.
- Risk assessment on the bases of repayment track record.
- Financial and ratio analysis on the bases of financial statements.
- Analysis of technical and Legal reports and bank documents.
- Managing Auditors Queries and quality control.
Credit Manager
Inditrade Fincorp Ltd
Mumbai, India
07.2022 - 01.2023
- Managing complete credit operations for Mumbai location.
- Conducting PD with the customers to evaluating client's creditworthiness and potential risk factors.
- Risk assessment on the bases of repayment track record.
- Financial and ratio analysis on the bases of financial statements.
- Analysis of technical and Legal reports and bank documents.
- Managing Auditors Queries and quality control.
- Reporting to CIBIL data base.
Credit Manager
IIFL Financial Services
01.2022
- Conducting PD with the customers
- Researching and evaluating client's creditworthiness
- Risk assessment on the bases of repayment track record
- Financial analysis and ratio analysis on the bases of financial statements
- Manage Credit Process for WhatsApp vertical
- Managing Auditors Queries and quality control.
Credit Relationship Manager
HDB Financial Services
08.2019 - 01.2020
- Initial screening of cases
- KYC check of login files as per the KYC policy
- Conducting field PD with the customers
- Researching and evaluating client's creditworthiness
- Risk assessment on the bases of repayment track record
- Financial analysis and ratio analysis on the bases of financial statements
- Preparing Credit Appraisal Memorandum (CAM)
- Analysis of technical and Legal reports and bank documents
- Obtain case approvals from Approving Authority.
Credit Processing Associate
SME Corner
06.2019 - 08.2019
- Initial screening of cases
- KYC check of login files as per the KYC policy
- Assist Credit Manager in conducting field PD with the customers
- Researching and evaluating client’s creditworthiness
- Risk assessment on the bases of repayment track record
- Financial analysis and ratio analysis on the bases of financial statements
- Analysis of Credit Bureau reports and preparing Credit Appraisal Memorandum (CAM)
- Analysis of technical and legal reports
- Preparing files for sanction
- System knowledge - Finnone, Omnifim & LOS.
Credit Processing Associate
Essel Finance
06.2018 - 06.2019
- Initial screening of cases
- KYC check of login files as per the KYC policy
- Login of cases and preparing daily MIS of login files
- Assist Credit Manager in conducting field PD with the customers
- Researching and evaluating client's creditworthiness
- Risk assessment on the bases of repayment track record
- Financial analysis and ratio analysis on the bases of financial statements
- Assist in preparing Credit Appraisal Memorandum (CAM)
- Analysis of technical and Legal reports and bank documents
- Preparing files for sanction
- System knowledge - Finnone & Omnifim.
Content Moderation
Accenture Solutions Pvt. India Ltd.
06.2017 - 06.2018
- Screening, monitoring and approving content which comes in many forms namely articles, images, videos and audio clips
- Monitoring the client data and take appropriate action
- Ensure all information and data uploaded by the users won’t violate other user’s
- Adhere the policies of the company and drive the process within TAT.
Education
PGDM - Banking & Finance
VESIM Business School
Mumbai, Maharashtra01.2022
B.Com -
Sydenham College of Commerce And Economics
Mumbai, Maharashtra01.2017
Class XII -
Kendriya Vidyalaya N.A.D Karanja
Mumbai, Maharashtra01.2014
Class X -
Kendriya Vidyalaya N.A.D Karanja
Mumbai, Maharashtra01.2012
Skills
- MS-Office and HTML-Basic
- Financial Modelling
- Interpersonal Skills
- Research and due diligence
- Risk Assessments
- Mentoring and training
Accomplishments
- Developed a system using HTML that automatically generates financial summary, cash flow statement, ratio analysis and DSCR based eligibility. - https://narendragujari.github.io/Financial/
- Developed Excel based financial model for 5 years projected financial of a company and finding out the valuation of company using discounted free cashflow.
- Developed Excel based financial model for calculation of eligibility by various methods.
- Won Best Problem Identification Plan at inter college event (VES Business School)
- Stellar Portfolio performance in financial markets experience program at Finlatics.
- Nominated for Best SIP (VES Business School).
Hobbies and Interests
- Cooking
- Listening to Music
- Travelling and exploring new places
Timeline
Credit Manager
Arka Fincap Ltd
01.2023 - Current
Credit Manager
Inditrade Fincorp Ltd
07.2022 - 01.2023
Credit Manager
IIFL Financial Services
01.2022
Credit Relationship Manager
HDB Financial Services
08.2019 - 01.2020
Credit Processing Associate
SME Corner
06.2019 - 08.2019
Credit Processing Associate
Essel Finance
06.2018 - 06.2019
Content Moderation
Accenture Solutions Pvt. India Ltd.
06.2017 - 06.2018
PGDM - Banking & Finance
VESIM Business School
B.Com -
Sydenham College of Commerce And Economics
Class XII -
Kendriya Vidyalaya N.A.D Karanja
Class X -
Kendriya Vidyalaya N.A.D Karanja