Prabhu Prasad

administering sales and collections related to product hl-lap for 13 branches employing more than 100 team members.

Identifying new marketing locations and acuring bussiness from that market.

Self-motivated, with a strong sense of personal responsibility.

• Worked effectively in fast-paced environments.
• Skilled at working independently and collaboratively in a team environment.
• Proven ability to learn quickly and adapt to new situations.
• Managed time efficiently in order to complete all tasks within deadlines.
• Assisted with day-to-day operations, working efficiently and productively with all team members.

• Spearheaded the management of HL and LAP mortgage portfolio across 14 branches in Andhra Pradesh, consistently exceeding targets by 15% through strategic planning and execution.
• Cultivated a high-performance culture by leading and mentoring a team of 200+ members, including 2 Area Managers, resulting in improved operational excellence and increased sales productivity.
• Expanded customer acquisition by 20+ new clients monthly through strategic partnerships with Connectors, DSAs, IBPP, and Direct Marketing initiatives.
• Maintained a healthy portfolio with delinquency rates 5% below the regional average through proactive risk management.
• Streamlined loan approval processes, reducing turnaround time (TAT) by 20% and enhancing customer satisfaction.
• Oversaw recruitment and training programs, resulting in a 10% reduction in employee attrition.
• Negotiated and successfully closed OTS settlements for 80% of default cases, maximizing recovery rates.
• Drove a 20% increase in market share through the development and implementation of strategic sales plans.
• Enhanced individual sales productivity by 10% through the design and delivery of structured training programs focused on product knowledge and sales techniques.

• Managed a portfolio of Home Loans (HL) and LAP mortgages across the Andhra Pradesh region, contributing to significant revenue generation.
• Directed and mentored a team of 80+ members, fostering a high-performance environment that consistently exceeded sales targets.
• Generated new business opportunities through strategic partnerships with Connectors, DSAs, IBPP, and Direct Marketing channels, expanding market reach.
• Maintained a healthy portfolio with high business volumes and minimal delinquency through effective monitoring and risk mitigation strategies.
• Managed technical updates for loan processing and tracking systems, improving efficiency and data accuracy.
• Oversaw recruitment and training of campus hires, building a strong talent pipeline and ensuring a continuous supply of skilled personnel.
• Identified defaulters and secured approvals for OTS settlements, significantly improving recovery rates and minimizing losses.
• Achieved 20% market share growth in targeted regions through the implementation of strategic initiatives and targeted marketing campaigns.
• Collaborated with marketing and product teams to align business goals, enhance customer satisfaction, and drive product innovation.

• Managed sales and collections of HL, LAP, and mortgages across East & West Godavari districts, exceeding revenue targets consistently.
• Supervised 13 Branch Managers and a team of 65+ members, providing leadership and guidance to achieve operational excellence.
• Managed a portfolio of 16,700 contracts with 120% collection efficiency, demonstrating strong financial management skills.
• Maintained zero NPA branches through proactive risk management and effective collection strategies.
• Increased quarterly sales by 18% through the implementation of targeted sales initiatives and performance monitoring.
• Improved customer satisfaction through the implementation of technology-driven loan processing solutions, enhancing efficiency and transparency.
• Increased new customer acquisition by 10% through targeted marketing campaigns and strategic partnerships.

• Managed sales and collections for commercial vehicles and home loans, consistently achieving revenue targets.
• Achieved ₹1 Crore monthly business targets consistently, demonstrating strong sales and financial performance.
• Maintained zero NPAs through proactive risk management and effective collection strategies.
• Developed and implemented collection strategies that increased recovery rates by 15%.
• Negotiated OTS settlements with builders and dealers, maximizing recovery rates and minimizing losses.
• Trained and mentored new collectors, building a skilled and effective collection team.
• Implemented automated collection systems to reduce costs and improve efficiency.

• Managed sales and collections of commercial vehicle and home loan products, contributing to revenue generation and customer satisfaction.
• Achieved ₹1 Crore monthly business targets, demonstrating strong sales performance.
• Maintained zero NPAs through proactive risk management and effective collection strategies.
• Coordinated with DSAs, connectors, builders, and dealers to generate new business opportunities and expand market reach.
• Conducted branch meetings for performance tracking and to provide feedback and guidance to the team.

• Managed sales and collections for commercial vehicles and construction equipment loans, contributing to revenue generation and customer satisfaction.
• Monitored dealer and fleet owner leads, identifying and pursuing new business opportunities.
• Achieved monthly targets consistently, demonstrating strong sales performance.
• Managed defaulter cases through OTS settlements, maximizing recovery rates and minimizing losses.
• Handled customer queries and provided excellent customer service, building strong relationships and ensuring customer satisfaction.