Prashant Valve
Ahmednagar
Summary
Retail agri credit manager with experience in credit granting & banking. Specialized in analyzing financial data and performance with special focus on credit worthiness of the customers. Skilled in team management, coordination and collaboration with stakeholders. Efficient in data and process management increasing the efficacy of the operations.
Overview
3
3
years of professional experience
Work History
Credit Manager
HDFC Bank
Pandharpur
10.2022 - Current
- Underwriting business proposals of various agri-firms (Poultry, nursery, Dairy, Food processing etc) companies, and progressive farmers under Kisan Gold Card, Agri based.
- Evaluation of customer credit worthiness by analyzing financial and technical documents, managing disbursement and recovery .
- Portfolio analysis with respect to delinquency/losses/fraud on the portfolio by monitoring flow rates and net credit losses.
- Maintaining corporate credit policy, Conducting farm & business visit to evaluate the credit worthiness, periodic credit review and reporting.
- Ensure processing of proposed loan in TAT, adhere to policy, close interaction with sales and operations and managing vendors
Procurement Manager
Dunzo
Pune
12.2021 - 09.2022
- Handle Procurement of Perishable and Non-perishable items (Grocery, Fruits and Vegetables, Meat, Pet food)
- Work with Vendors and key account managers to ensure order fulfillment, Effectively managing the replenishment process to continuously deliver improved availability in stores.
- Analyze sales and inventory performance to identify trends and proactively correct system output to avoid stock outs.
- Monitoring days of Stock, Inventory turns, Inventory wastage.
- Lead a team of 20 to inward inventory at store.
Team Lead
Ninjacart Pvt. Ltd.
Nashik
03.2021 - 10.2021
- Lead and Managed two collection centers with six executives team for Onion procurement. Daily procurement of 50 Tonnes of Onion from stakeholders.
- Monitored all CC operations and maintain reports.
Education
PGDM - Agricultural Business And Management
Indian Institute of Plantation Management
Bengaluru03-2021
BBA - Agricultural Business And Management
K K Wagh Collage Of Agriculture
Nashik05-2015
Skills
- Microsoft Office
-MS Word, MS Excel, Power Point Presentation
Timeline
Credit Manager
HDFC Bank
10.2022 - Current
Procurement Manager
Dunzo
12.2021 - 09.2022
Team Lead
Ninjacart Pvt. Ltd.
03.2021 - 10.2021
PGDM - Agricultural Business And Management
Indian Institute of Plantation Management
BBA - Agricultural Business And Management
K K Wagh Collage Of Agriculture
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