Pratik Kumar Rath
Assistant Vice President
Bengaluru,KA
Summary
Assistant Vice President managing HNI and NRI wealth portfolios across equity, fixed income, bonds, PMS, AIF, and structured products. Drives ₹95+ Cr Total Relationship Value through portfolio rebalancing, risk profiling, and tailored asset allocation aligned to client goals. Strengthens retention and recurring revenue by linking investment advice with banking assets, liabilities, and cross-sell opportunities.
Overview
2
2
Certificates
10
10
years of professional experience
Work History
Assistant Vice President
FUNDSINDIA PRIVATE WEALTH
05.2025 - Current
- Spearhead portfolio management for high-net-worth (HNI) and non-resident Indian (NRI) accounts, aligning investments with long-term wealth creation and risk tolerance goals.
- Direct client allocation strategies across equity, fixed-income, bonds, and money market instruments to secure consistent yield and mitigate volatility.
- Formulate customized financial plans and conduct regular portfolio rebalancing to maximize risk-adjusted returns and increase client retention.
Senior Manager
INCRED PRIVATE WEALTH
01.2025 - 05.2025
- Managed premium HNI/UHNI accounts with average ticket sizes ranging between ₹1 Cr and ₹5 Cr through tailored portfolio strategies.
- Structured diversified cross-asset portfolios across PMS, AIF, structured notes, life insurance, and private equity/unlisted investments.
- Built recurring revenue streams through broking, mutual funds, and specialized debt solutions for affluent client portfolios.
- Applied wealth-preservation and risk-hedging strategies to align allocations with client objectives and market conditions.
- Used market research to inform portfolio adjustments and strengthen asset allocation decisions across HNI, UHNI, and NRI relationships.
Senior Manager
NUVAMA WEALTH AND INVESTMENT
01.2024 - 12.2024
- Align portfolio recommendations with capital preservation and growth objectives across HNI and NRI relationships.
- Recommend structured debt, corporate bonds, and fixed-income portfolios to hedge exposure during market swings.
- Track macroeconomic trends to refine tactical allocation advice and support more timely portfolio adjustments.
Senior Manager
TATA CAPITAL FINANCIAL SERVICES LTD
06.2022 - 01.2024
- Onboarded 50+ high-net-worth clients through corporate campaigns, tele-prospecting, and executive networking.
- Built HNI, UHNI, and NRI relationships to strengthen client retention and deepen wealth-management coverage.
- Managed end-to-end distribution of asset and liability products across Tata Capital's Wealth division.
- Formulated financial planning frameworks for newly onboarded affluent families, supporting portfolio optimization, asset allocation, and wealth preservation.
- Coordinated corporate campaigns and executive networking to strengthen pipeline quality for affluent client acquisition and retention.
Senior Manager (Yes First RM)
YES BANK LTD
02.2020 - 05.2022
- Managed ₹50 Cr Total Relationship Value across 350 affluent and HNI accounts, aligning portfolio optimization and asset allocation to client needs.
- Cross-sold liability products, third-party investments, and banking credit solutions to support revenue growth and client retention.
Deputy Manager (Wealth Relationship Manager)
ICICI BANK WEALTH MANAGEMENT
11.2017 - 02.2020
- Managed ₹95 Cr in total portfolio value across 290 clients, balancing portfolio coverage and relationship continuity.
- Delivered portfolio optimization, risk profiling, and holistic wealth advisory for HNI, UHNI, and NRI clients.
- Built client-specific asset allocation and strategic financial planning approaches aligned with risk appetite and long-term goals.
- Strengthened client retention through proactive relationship management and responsive guidance across wealth portfolios.
- Advised clients on fixed income, mutual funds, PMS, AIF, and structured products based on portfolio needs.
- Used market research to support investment discussions and refine recommendations for diversified wealth preservation strategies.
- Maintained banking assets and liabilities conversations with clients, supporting portfolio decisions and structured risk hedging strategies.
Sales & Marketing Executive
PRARAS BIOSCIENCES PVT LTD
04.2016 - 08.2017
- Managed institutional sales activity across the regional industrial segment, building visibility and account interest.
- Executed targeted outreach to prospects, strengthening market presence and opening new business conversations.
- Aligned sales and marketing activity to support lead generation and sustain momentum in the assigned region.
Education
MBA / PGPM - Marketing & Finance, Marketing & IT
ICFAI Business School
Bengaluru01-2016
B.Tech - Information Technology
ITER, SOA University
Bhubaneswar01-2014
Skills
HNI, UHNI & NRI relationship management
Portfolio optimization
Asset allocation
Wealth preservation
Risk hedging strategies
Strategic financial planning
Client acquisition & retention
Fixed income
Structured products
Market research
Certification
Portfolio Management Services
Timeline
Assistant Vice President
FUNDSINDIA PRIVATE WEALTH
05.2025 - Current
Portfolio Management Services
04-2025
Senior Manager
INCRED PRIVATE WEALTH
01.2025 - 05.2025
AMFI Certified
04-2024
Senior Manager
NUVAMA WEALTH AND INVESTMENT
01.2024 - 12.2024
Senior Manager
TATA CAPITAL FINANCIAL SERVICES LTD
06.2022 - 01.2024
Senior Manager (Yes First RM)
YES BANK LTD
02.2020 - 05.2022
Deputy Manager (Wealth Relationship Manager)
ICICI BANK WEALTH MANAGEMENT
11.2017 - 02.2020
Sales & Marketing Executive
PRARAS BIOSCIENCES PVT LTD
04.2016 - 08.2017
B.Tech - Information Technology
ITER, SOA University
MBA / PGPM - Marketing & Finance, Marketing & IT
ICFAI Business School