Prudvi Raju V
Bachupally
Summary
Essential level Experience for 15 years in Banking industry in credit and risk assesment, Training newly recruited candidates, Decision Making, Liability management, Asset and Profit Management of Bank
Overview
16
16
years of professional experience
Work History
Relationship Manager
HDFC Bank
01.2025 - Current
- Managing portfolio of clients with turn over of above Rs.250 cr(Mid corporates)and presently handle customer base of total limit of Rs.600 cr.
- CAM preparation and disbursal, deferral closure, liability building, NTB sourcing and effective ETB client management.
- Key products handled- CC/OD, Ware house funding, LC for supplier payments in import, Bank guarantee providing assurances for vendor for government contracts, term loans
- Cultivated strong client relationships through regular communication and personalized service.
- Analyzed customer needs to recommend suitable banking products and services.
- Resolved client inquiries and issues promptly to enhance customer satisfaction levels.
- Collaborated with internal teams to develop strategies that would increase customer engagement levels.
Deputy Manager
CSB Bank Ltd
Rajaumudry
10.2009 - 12.2024
- Processed Credit Files of ODH, CC, Term Loan, MSME loan products and disbursed
- Managed daily operations and ensured compliance with banking regulations.
- Oversaw customer service initiatives to enhance client satisfaction levels.
- Analyzed financial reports to identify trends and streamline processes.
- Implemented risk management protocols to safeguard assets and data integrity.
- Mentored junior staff, fostering a culture of teamwork and professional growth.
- Coordinated with other departments to ensure smooth functioning of activities.
- Maintained records of all operational activities for future reference.
- Monitored daily operations and ensured compliance with company policies and regulations.
- Prepared monthly progress reports detailing achievements against set targets.
- Analyzed sales data to identify trends and adjust strategies accordingly.
- Evaluated gold quality using advanced testing methods and tools.
- Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
- Trained junior appraisers on best practices in gold evaluation techniques.
- Maintained detailed records of appraisals for compliance and auditing purposes.
- Resolved customer inquiries regarding appraisal processes and valuations efficiently.
Credit Officer
CSB Bank Ltd
Kukatpally
10.2009 - 12.2024
- Handled mid corporates for CC, BG, MachLoan, and EPC
- Reviewed loan applications and verified financial information for accuracy.
- Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
- Prepared detailed reports summarizing customer profiles, risk assessments, and recommendations for approval and denial of new lines of credit.
Branch Head
CSB Bank Ltd
T Dasarahalli
10.2009 - 12.2024
- Disbursed personal loans, credit cards and housing loan, Machinery & CC loans, NPA recovery
- Led branch operations to ensure compliance with banking regulations and policies.
- Collaborated with regional management to align branch objectives with corporate goals.
- Managed daily operations of a branch, including customer service, staff scheduling, and product distribution.
- Developed strategies to increase sales and improve customer satisfaction levels.
- Implemented cost-saving measures that resulted in increased profitability for the branch.
- Assisted with recruitment efforts for positions within the branch when needed.
- Analyzed financial statements and prepared reports on budget performance for senior management.
- Managed and inspired team members to perform to full potential, driving branch profitability.
- Grew business banking relationships through proactive outreach.
- Verified cash by balancing cash drawers and maintaining cash count records.
Education
INSURANCE SP Certification - SP Certification
IRDA
05.2016 - 08.2016
KYC & AML Certificate - KYC & AML
IIBF
03.2015 - 05.2015
C A I I B -
Indian Institute of Banking and Finance
J A I I B -
Indian Institute of Banking and Finance
B.Tech - ECE
BVRIT
Narsapur, Medak, IndiaSkills
- Presentations
- Supervision Skills
- Team Handling
- Report Analysis
- Balance Sheet Analysis
- Customer Handling
- Team Recruitment
- CAM preparation and disbursal
- Insurance cross selling
- Asset and Liabilities Management
- Growth and Sales
- NPA/Legal Recovery Measures
- Compliance of Regulatory Control
- Designing Business Plan
- Maximizing Profitability per client
- KYC Policy Compliance
- RBI Guidelines Compliance
- Determining Financial Objectives
Position
Assistant Vice President
Personal Information
- Title: Relationship Manager
- Date of Birth: 09/03/86
Languages
- Telugu
- English
- Hindi
- Kannada
Hobbies and Interests
- Reading Books
- Watching TV Series
Market Knowledge
I am able to explore to get the knowledge of southern part of India, market analysis and learning of regional languages.
Timeline
Relationship Manager
HDFC Bank
01.2025 - Current
INSURANCE SP Certification - SP Certification
IRDA
05.2016 - 08.2016
KYC & AML Certificate - KYC & AML
IIBF
03.2015 - 05.2015
Deputy Manager
CSB Bank Ltd
10.2009 - 12.2024
Credit Officer
CSB Bank Ltd
10.2009 - 12.2024
Branch Head
CSB Bank Ltd
10.2009 - 12.2024
C A I I B -
Indian Institute of Banking and Finance
J A I I B -
Indian Institute of Banking and Finance
B.Tech - ECE
BVRIT