Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Phone Numbers
Personal Information
References
Hobbies and Interests
Disclaimer
Timeline
Generic

Rakesh Rao

Hubli

Summary

Driven Area Sales Manager with 14+ years of experience in management capacity and strong competitive sales drive, adaptability and perseverance. Well-honed listening skills and problem-solving attitude to uncover needs and overcome objections to close sales and achieve goals within multiple assigned territories. Successfully motivates and develops sales teams in results-driven and customer-focused environments with positive attitude towards achievement.

Overview

16
16
years of professional experience
1
1
Language

Work History

Area Sales Manager

Axis Bank
05.2022 - Current
  • Handled gamut of activities pertaining to RETAIL Finance operations [Products – Fund bases Secured CC,OD,TL, EF & Unsecured DOD, BL,CGTMSE LOANS. Non fund bases BG, LCBN etc (Ticket size is 10Lakh to 2500Lakh] while managing the portfolio of entire North Karnataka.
  • Established strong relationships with key clients, resulting in increased customer retention and satisfaction.
  • Enhanced team performance by providing ongoing coaching, training, and mentoring to sales representatives.
  • Managed a successful sales team, consistently achieving and exceeding monthly sales targets.
  • Increased sales revenue by developing and implementing strategic sales plans for the assigned territory.
  • Helped team stay productive and focused on higher-value tasks to improve sales efficiency.
  • Resolved problems with high-profile customers to maintain relationships and increase return customer base.
  • Built relationships with customers and community to establish long-term business growth.
  • Always aware about collection and Renewal part which help to maintains hygiene in portfolio
  • Always focusing to cross sales which helps to provide the addition income to the bank



Senior Sales Manager

Kotak Mahindra Bank
10.2021 - 05.2022
  • Increased overall sales revenue by implementing effective sales strategies and building strong client relationships.
  • Collaborated closely with marketing teams to develop targeted campaigns that drove significant increases in qualified leads and overall sales performance.
  • Mentored junior sales professionals in advanced selling techniques, resulting in accelerated career progression and enhanced contributions to overall team success.
  • Exceeded annual sales targets consistently by maintaining proactive approach to lead generation and pipeline management.

Cluster Manger

UJJIVAN SMALL FINANCE BANK
08.2019 - 10.2021
    • Handled entire gamut of activities pertaining to RETAIL Finance operations [Products – BL,MSE, OD AND SECURED LOAN (Ticket size is 5Lakh to 1500Lakh] while managing sales team of DHARWAD, HUBLI, GADAG, BHAILHONGAL AND HAVERI Branch.
    • Implemented trending initiatives to help drive sales across cluster.
    • Monitored data analytics to identify trends, opportunities, and areas of improvement within the cluster operations.
    • Achieved higher team performance by implementing effective coaching and mentoring strategies for cluster staff.

Area Sales Manager

ADANI CAPITAL FINANCE LIMITED
11.2018 - 08.2019
  • Handled entire gamut of activities pertaining to RETAIL Finance operations [Products – BL& MSME UNSECURED AND SECURED LOAN ( LAP - Loan against Property) ticket size is 2Lakh to 50Lakh] while managing sales team of BELGAUM , HUBLI and HAVERI Branch.

Cluster Business Manager

FULLERTON INDIA CREDIT COMPANY LTD
07.2010 - 11.2018
  • Handled entire Sales and Credit activities pertaining to Rural and Urban Finance operations [Products – PL, BL, TW, Merchandise, Commercial Vehicle (SCV, LCV & Three Wheeler), Hypothecation loan, Housing Loans and LAP] while managed team of 10 team members of respective branches.
  • Skilled at working independently and collaboratively in a team environment.

Transaction Assistant – Micro Credit Loans

BHARTIYA SAMRUDDHI FINANCE LTD, BIDAR (BASIX)
05.2008 - 06.2010

Education

MBA - Finance

Sikkim Manipal University, Manipal (Distance Education), Karnataka
Dharwad

Bachelor of Commerce -

Karnataka University, Dharwad
Dharwad

Skills

  • Business Development
  • Team Management
  • Credit Underwriting
  • Credit Operations
  • Loan Management
  • Customer Relationship Management
  • Cross Functional Coordination
  • Portfolio Management
  • Risk Management
  • MS Office Suite
  • Internet Applications
  • Windows OS
  • Sales team supervision
  • Territory Management
  • Relationship Building
  • Customer Service
  • Staff Training and Development

Accomplishments

  • Best Performer of the year in 2011-2012 FYI at FICCL
  • Superlative Performance in 2013-2014 FYI at FICCL
  • Employee of the year in 2017-2018 FYI at FICCL
  • FIRE Award - For Exception Performance on Dec 17 at FICCL
  • Winner # Jugalbandi Contest – 2021 at Ujjivan Small Finance Bank
  • Rank #1 Q4 TPP Business -2021 in South Region at Ujjivan Small Finance Bank

Languages

Kannada
English
Hindi

Phone Numbers

  • 91-8310432144
  • 91-9632283536

Personal Information

Date of Birth: 09/22/85

References

  • Arvind Rati ,8310639215, Regional Business Manager
  • Pradeep Kumar, 9379846095, Regional Business Manager
  • Melvin Alex, 9886899886, State Head
  • Puttuswamy H N, 9741304920, State Head

Hobbies and Interests

  • Listening music
  • Playing Cricket
  • Travelling

Disclaimer

I hereby declare that all particulars given above are correct to the best of my knowledge. Thanking YouRakesh Rao B

Timeline

Area Sales Manager

Axis Bank
05.2022 - Current

Senior Sales Manager

Kotak Mahindra Bank
10.2021 - 05.2022

Cluster Manger

UJJIVAN SMALL FINANCE BANK
08.2019 - 10.2021

Area Sales Manager

ADANI CAPITAL FINANCE LIMITED
11.2018 - 08.2019

Cluster Business Manager

FULLERTON INDIA CREDIT COMPANY LTD
07.2010 - 11.2018

Transaction Assistant – Micro Credit Loans

BHARTIYA SAMRUDDHI FINANCE LTD, BIDAR (BASIX)
05.2008 - 06.2010

MBA - Finance

Sikkim Manipal University, Manipal (Distance Education), Karnataka

Bachelor of Commerce -

Karnataka University, Dharwad
Rakesh Rao