Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

Ramesh Sangaiah

Tirunelveli

Summary

Improvement is the underlying aspiration which directs us to bring change in every walk of life. I have over ten years of rich experience in Credit operation and monitoring ,business development, issuance of life insurance policies, branch banking, cross-selling banking products, and schemes. Expertise in the entire gamut of banking operations related to Credit, cash, money transfer transactions, deposits, withdrawals and updating customer records. Specialized in upselling, cross-selling of insurance products such as life insurance, general insurance, mutual funds, and customer relationship management to access customer details and database. My indigenous experience has made me an expert in the monitoring of Preventive Monitoring System (PMS) for detection of early warning signals in accounts and Micro, Small & Medium Enterprises (MSME). I am skillful at branding & promotions, commercial/capital marketing campaigns, retail asset campaign, security creation.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Service Relationship Manager

AXIS BANK LTD
04.2022 - Current
  • Pre-sanction client management
  • Pre-disbursement-preparation of facility /security and other documents
  • Ensuring proper execution of documents by borrowers
  • Liaisoning with borrowers to obtain KYC and other relevant documents
  • Initiate/scrutiny of TSR/ valuation reports
  • Calculation of drawing power is based on stock statements and approval notes
  • Follow up with customer for obtention of LEI and statutory due certi cates
  • Ensuring ROC lling for applicable cases
  • Ensuring CERSAI registration for the applicable cases
  • Ensuring completion of Legal Audit and Re-Legal Audit
  • Issueance of Solvency certi cate/paripasu letter
  • Acknowledgement of Debt/ Balance con rmation from all borrowers
  • Updating of EOI in the Platform
  • PENINT UPDATION
  • STOCK Audit / Unit inspection /Colletral inspection

Deputy Branch Manager

ICICI BANK Ltd
01.2012 - 01.2019
  • Resolved the escalated customer issues in a timely manner to improve retention rate
  • Maintained bank records & client information to prevent mishandling of data and potential breaches
  • Evaluated employee performance in order to develop improvement plans
  • Maintained various operations such as branch pro tability, health index, BOD and EOD of the branch
  • Improved the branch sales by developing & deepening customer loyalty through investor awareness programs
  • Effectively handle situations to resolve the customers' queries/issues as per the bank internal guidelines ensures that quick & proper response to all reasonable customer requests
  • Monitored the performance of branch team members and developed the bank image/brand in the locality
  • Education

St.xavier's college
palayamkottai
01.2006 - 01.2009

THIRU IRUTHAYA HR, SCHOOL,MELA ILANDAIKULAM
01.2004 - 01.2005

THIRU IRUTHAYA HR, SCHOOL
01.2002 - 01.2003

Education

SSLC

Thiru Iruthaya Hr.Sec.School
Mela Ilandai Kulam

B.sc., - Mathematics

St.Xavier's College,
Palayamkottai,Tirunelveli

HSC - Mathematics

Thiru Iruthaya Hr.Sec.School
Mela Ilandaikulam

Skills

  • Word
  • Excel
  • PowerPoint
  • Languages
  • English — Professional
  • Tamil — Native or Bilingual

Certification

Cerfied course on MSME

Languages

Tamil
Native Speaker
English
Upper intermediate
B2

Timeline

Service Relationship Manager

AXIS BANK LTD
04.2022 - Current

Deputy Branch Manager

ICICI BANK Ltd
01.2012 - 01.2019

St.xavier's college
01.2006 - 01.2009

THIRU IRUTHAYA HR, SCHOOL,MELA ILANDAIKULAM
01.2004 - 01.2005

THIRU IRUTHAYA HR, SCHOOL
01.2002 - 01.2003

SSLC

Thiru Iruthaya Hr.Sec.School

B.sc., - Mathematics

St.Xavier's College,

HSC - Mathematics

Thiru Iruthaya Hr.Sec.School
Ramesh Sangaiah