Summary
Overview
Work History
Education
Skills
Certification
Disclaimer
Hobbies and Interests
Personal Information
Timeline
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Ravi Kumar

Ravi Kumar

Durg

Summary

Dynamic banking professional with over 5 years at IDFC First Bank Ltd, excelling in branch operations and customer service. Recognized with the Best Service Award in 2023, I consistently maintained high audit ratings and mentored staff, driving performance improvements in financial products. Proven expertise in regulatory compliance and financial analysis.

Overview

18
18
years of professional experience
1
1
Certification

Work History

Deputy Branch Manager

IDFC First Bank Ltd
06.2020 - Current
  • Managing overall branch operations efficiently for the past 5 years.
  • Awarded Best Service Award in 2023.
  • Mentored and guided staff, resulting in two internal promotions.
  • Qualified for Life Insurance Contest; won a reward trip to London.
  • Maintained Branch BOSI score consistently above 85%.
  • Achieved Satisfactory Ratings in all audits.
  • Acquired TFX Accounts, generating consistent monthly income for the branch.

Backup Branch Manager

Yes Bank Ltd
12.2017 - 06.2020
  • Oversaw CASA book size and ensured superior customer service.
  • Ensured audit compliance and achieved high audit ratings.
  • Successfully resolved customer complaints and service issues.
  • Improved branch performance in Life Insurance, Mutual Funds, and Retail Assets.

Branch Operations Manager

Yes Bank Ltd
08.2009 - 06.2020
  • Oversaw CASA book size and ensured superior customer service.
  • Ensured audit compliance and achieved high audit ratings.
  • Successfully resolved customer complaints and service issues.
  • Improved branch performance in Life Insurance, Mutual Funds, and Retail Assets.

Operations Manager

Yes Bank Ltd
08.2016 - 12.2017
  • Authorized daily cash, clearing, and CMS transactions.
  • Handled vendor payments and managed petty cash efficiently.
  • Acted as 2nd custodian for cash and secure deliverables.
  • Maintained excellent audit records while supporting business growth.

Teller

Yes Bank Ltd
01.2010 - 12.2010
  • Managed branch cash operations and ATM cash replenishment.
  • Handled remittances and ensured safe, compliant transactions.

Service Relationship Manager

Yes Bank Ltd
08.2009 - 12.2009
  • Managed HNI and corporate client portfolios.
  • Conducted KYC checks and processed CASA and TD forms.
  • Facilitated RTGS, NEFT, and internal fund transfers.
  • Promoted digital banking and cross-sold third-party products.

Jr. Officer - Clearing

HDFC Bank Ltd
02.2007 - 07.2009
  • Executed daily clearing operations with precision and adherence to regulatory standards.

Education

Post Graduation - Commerce

Pt. Ravishankar Shukla University
Raipur
01.2005

Graduation - Commerce

Pt. Ravishankar Shukla University
Raipur
01.2003

12th - Commerce

M.P. Board of Secondary Education
Bhopal
01.2000

10th - General

M.P. Board of Secondary Education
Bhopal
01.1998

Skills

  • Branch operations
  • Customer service
  • Regulatory compliance
  • Audit management
  • Financial analysis
  • Performance management

Certification

  • IRDA Certified
  • NISM Certified

Disclaimer

I hereby declare that the information provided above is true to the best of my knowledge and belief.

Hobbies and Interests

  • Drawing
  • Painting
  • Gardening
  • Playing Cricket

Personal Information

  • Father's Name: Mr. M. Surya Rao
  • Date of Birth: 01/29/82
  • Gender: Male
  • Marital Status: Married

Timeline

Deputy Branch Manager

IDFC First Bank Ltd
06.2020 - Current

Backup Branch Manager

Yes Bank Ltd
12.2017 - 06.2020

Operations Manager

Yes Bank Ltd
08.2016 - 12.2017

Teller

Yes Bank Ltd
01.2010 - 12.2010

Branch Operations Manager

Yes Bank Ltd
08.2009 - 06.2020

Service Relationship Manager

Yes Bank Ltd
08.2009 - 12.2009

Jr. Officer - Clearing

HDFC Bank Ltd
02.2007 - 07.2009

Post Graduation - Commerce

Pt. Ravishankar Shukla University

Graduation - Commerce

Pt. Ravishankar Shukla University

12th - Commerce

M.P. Board of Secondary Education

10th - General

M.P. Board of Secondary Education
Ravi Kumar