RAVI KUMAR PANDEY

• Conducted weekly visits to North East region cooperative banks to present SaaS digital banking software.
• Collaborated with IT managers and CEOs to discuss new projects and tenders.
• Delivered product proposals and demonstrations to showcase features and benefits.
• facing competitors and commercial negotiators
• Building relationship with bank the local level and follow ups on a daily basis
• Managed regional operations for digital banking and UPI switched services.
• Developed strategic plans to expand market presence and improve service delivery.
• Monitored compliance with regulatory standards in digital banking operations.

• Build & scale distribution, reseller and partner networks for high volume device deployment (Retail billing system, POS, Android POS, Soundbox).
• Engage directly with Govt entity banks, fintechs, payment aggregators, merchants and digital platforms to unlock enterprise deals and long term partnerships.
• Designed & executed multi country GTM strategies enabling fast market entry, regulatory aligned expansion and competitive positioning.
• Govt Regulatory alignment (UIDAI, SDK, MQTT, STQC, MOSIP, NPCI).
• Closed large enterprise deals through consultative selling, high stakes negotiations, ROI modeling and CXO influence.
• Built commercial playbooks, pricing structures and deployment frameworks aligned with integrations, SLA models and device lifecycle management.
• Topwise: has the technological capabilities for hardware, software and system R&D, as well as excellent production, technical support, and after-sales service for

Paytm - is an Indian multinational financial technology company that specializes in digital payments and financial services, based in Noida, India.

• Provide Saas based digital payment solutions to enterprise & Corporate.
• Managing above 400 Enterprise& Corporate account's merchant portfolio up to 5000k Cr GTV generate monthly.
• acquiring new logo online payment integrations with pay-in/pay-out UPI PG integrations
• provide wallet payment gateway PA PG API integrations with multiple users.
• Focusing on customer success and satisfaction to reduce churn and ensure recurring revenue.
• Aligned with integrations, SLA & NPS models and device lifecycle management.
• Revenue generation through Upselling & Cross-Selling products& Service.
• Strategic Account Treating account management as a "high-octane growth machine" that collaborates with sales and marketing teams.
• Revenue generation through existing accounts—often referred to as "farming"—is a strategic, merchant Travel, E-commerce, Fintech, health care, logistics, MFI, NBFC.
• Day to day visit in Market in identifying potential merchant for payment gateway & POS Machine.
• Day to day coordinates with our IT & ops team for faster on boarding & customer experience.
• Set target for portfolio level activation 95 % Payment gateway merchant.
• Paytm - is an Indian multinational financial technology company that specializes in digital payments and financial services, based in Noida, India.

• Provide Saas based digital payment solutions to enterprise & Corporate.
• Managing above 400 Enterprise& Corporate account's merchant portfolio up to 5000k Cr GTV generate monthly.
• Acquiring new logo online payment integrations with pay-in/pay-out UPI PG integrations
• Provide payment gateway PA PG API integrations with multiple users.
• Focusing on customer success and satisfaction to reduce churn and ensure recurring revenue.
• Aligned with integrations, SLA & NPS models and device lifecycle management.
• Revenue generation through Upselling & Cross-Selling products& Service.
• Strategic Account Treating account management as a "high-octane growth machine" that collaborates with sales and marketing teams.
• Revenue generation through existing accounts-often referred to as "farming"-is a strategic, merchant Travel, e-Ccommce, Fintech, health care, logistics, MFI, NBFC.
• Day to day visit in Market in identifying potential merchant for payment gateway & POS Machine.
• Day to day coordinate with our IT & ops team for faster on boarding & customer experience.
• Set target for portfolio level activation 95 % Payment gateway merchant.

• Providing SAAS /what's App ,API/Website API/ SMS/WIFI Device /Router /Cloud Payment gateway solutions
• Fix meeting with Clients & Demo Do customization of the products as customer need
• New logos and enterprise clients on boarded
• Onboard distributor to take bulk SMS entire UAE Market Up selling VAS to existing merchant
• Onboard B2B & B2C & Govt account's for bulk SMS & SMPP account'
• Revenue and gross margin contribution from each product line.
• Management of our CDIT merchant account portfolio, which currently handles up to 10,000 Cr and includes 2000 CDIT enterprise large retail and corporate accounts for payment acceptance through POS machines in store payment solutions.
• Traveling entire East regionally to meet with CXO Level Large account Enterprise Corporate.
• Provide Seamless payment solutions to merchant to accept payment faster without.
• Directed regional sales strategies to enhance market penetration and client engagement.
• Collaborated with cross-functional teams to align product offerings with customer needs.
• Mobi is CPaaS stands for Communication Platform as Service Mobile Network Operators with Innovative.