Ravi VK

• SWIFT Payment - Proactive SWIFT Payment Analyst with expertise in managing and processing international payment transactions via the SWIFT network. Skilled in handling SWIFT MT messages (MT103, MT202, MT199, MT191, MT999) and ISO 20022 standards, ensuring accurate, timely, and compliant execution of cross-border payments.
• Experienced in monitoring SWIFT message queues, troubleshooting payment exceptions, performing reconciliations of Nostro/Vostro accounts.
• Creating inbound and outbound SWIFT payment messages (MT103 (PACS 008), MT202 (PACS 009),
  MT202 Cover etc.
• Sending MT191 to collect agents' charges, and also paying agents' charges to other banks.
• Perform payment investigations, trace missing funds, and manage repair queues.
• Ensure adherence to AML, OFAC, and sanctions screening rules.
• Work closely with correspondent banks, treasury, and compliance teams.
• Handles manuals instructions, FX netting payments, Account closures, CIF closures
• Handling daily checklist to ensure none of the payments are missed Creating SSI for required banks to complete the transaction within the cut off times Good knowledge on prioritising the payments when near to cut off Liaise with correspondent banks for payment queries and investigations.
• Handle payment exceptions and investigate payment delays or failures. Ensure compliance with cut-off times, currency deadlines, and regulations.
• Managing outlook mailboxes on timely basis

• Specialized in electronic payments and Swift BIC, FX, CHAPS, SEPA, CHIPS and Foreign Payments

• Managed investigations of fund transfers for Lloyds Bank UK clients, including CHAPS and foreign payments and FX, Money Market

• Ensuring that tasks are completed, all checklists are adhered to and any issues are escalated where appropriate.

• Ensured SLAs and KPIs were met, prepared and sent production and quality MI and EOD reports

• Coordinated allocation of payments to agents, provided floor support, and resolved payment queries. • Managed daily work scheduling and provided cross-training on various processes.