Sanjana Malusare

· Return of funds

· Scrutinizing various SWIFT inquiries at EURO Investigation Department.

· Research and Resolve Unapplied payments to clear unreconciled transactions

· Respond to escalated inquiries from internal and external contacts

· Experience with reporting including; trend analysis

· Oversees the daily management and operations of the Cash Management team.

· Trains, educates and guides the professional development of new and existing staff. Ensures staff is informed and properly oriented on policies and procedures

· Identifies critical issues and ensures they are addressed in a timely manner. Handles issues and problems escalated by team or other Managers. Escalates and reports issues to Management as appropriate.

· Effectively handing both remitter and beneficiary side SWIFT inquiries such as Recall of Funds, Beneficiary Claims Non-receipt of funds (BCNR), Payment Amendment, Unable to apply funds (UTA), Return of funds (ROF) and OFAC.

· Group mail box managementSet performance expectations for the team, monitoring progress towards goals and providing constructive feedback as needed.

. Developed team members' skills through targeted coaching sessions, resulting in improved individual performance.

Monthly provision analysis

· Daily Payment processing including – charges review, approvals, payment drafting, validation and release

· Daily reporting within provided deadlines to management and stakeholders

· Daily Risk reporting of unmatched transactions, issues with new listed securities, SSI issues etc.

· Daily Nostro reconciliation and suspense clearing

· Daily query management of stakeholders

· Quarterly CIB entity level reconciliations of payables and receivables

· Daily work allocation to team

· Conducting training for new joiners and within the team

· Preparing and amending SOP

· Escalation and follow up management within teams, stakeholders and counterparty.

· Worked in Invest banking project for client Credit Agricole

· Accounting and Tax computation and filling for Companies and individual

· Preparing and finalizing financial statements

· Budget forecasting and Tax planning

· TDS computation and return filling

· Tax audit under Income tax act, 1961 and Companies Audit under Companies Act 2013

· Bank audit of Scheduled and commercial bank