SHAIBY K.S
Thrissur
Summary
Results-driven professional with extensive experience at Manappuram Home Finance Ltd, excelling in bank reconciliation and compliance oversight. Proven track record in enhancing operational efficiency and customer satisfaction. Strong interpersonal skills and a commitment to continuous learning underpin my ability to manage complex loan processing and audit assistance effectively.
Overview
2027
2027
years of professional experience
Work History
Deputy Manager –Operations
Manappuram Home Finance Ltd (NBFC)
Thrissur
2023 - Current
- Managed loan cancellation, part payment rescheduling, and downsizing within LMS module to streamline client processes.
- Executed bank reconciliation for overdue loan closure payments and legal charges, ensuring accuracy in financial reporting.
- Verified loan and property documents for disbursed cases, ensuring compliance with operational standards.
- Processed refunds for excess amounts from foreclosure transactions efficiently.
- Achieved CERSAI satisfaction post-loan closure within stipulated turnaround times.
- Prepared No Objection Certificates after loan closures, verifying original documents and dispatching to branches.
- Reviewed daily customer requests, grievances, and complaints via CRM and other portals, enhancing customer satisfaction.
- Coordinated with vendors on death cases to adjust insurance claims accurately.
Accountant
Manappuram Home Finance Ltd (NBFC) Thrissur, Kerala, India
Thrissur, Kerala
2021 - 2023
- Managed end-to-end accounts payable (AP) operations, ensuring accurate invoice verification, vendor reconciliation, and timely payment processing to maintain strong vendor relationships.
- Performed monthly bank reconciliation and General Ledger (GL) scrutiny, identifying and resolving discrepancies
- Prepared monthly MIS reports, financial statements, and reconciliation statements for management review, supporting audit compliance and regulatory reporting under NBFC frameworks.
- Supported month-end and year-end closing activities, including journal entries and ledger scrutiny, ensuring accurate trial balance preparation for financial reporting.
- Implemented Excel-based automation workflows (Macros, VLOOKUP, Pivot Tables) to streamline reconciliation processes, reducing manual processing
- Assisted internal and external auditors by preparing supporting documents, audit schedules, and compliance reports
Secretarial & Administrative Work
Manappuram Home Finance Ltd (NBFC) Thrissur, Kerala, India
Thrissur, Kerala
2015 - 2021
- Prepared draft agendas and minutes for board meetings, uploading documents to relevant platforms.
- Coordinated filing of ROC returns with company secretary, ensuring compliance with regulatory deadlines.
- Managed ISIN generation and listing filings for BSE.
- Arranged and coordinated documentation for bank fund procurement and charge filings, facilitating timely access to funds.
- Oversaw website management and maintenance of statutory records to comply with regulations.
- Managed monthly and annual interest payments to debenture holders, resolving grievances through effective RTA coordination.
- Prepared and coordinated annual report for secretarial audit, ensuring compliance requirements were met.
- Monitored complaints on SEBI portal regarding investor issues and provided timely resolutions.
Assistant Branch Head
Manappuram Finance Ltd (NBFC)
Thrissur
01.2014 - 09.2015
- Supported branch administration and daily operations, contributing to enhanced efficiency.
- Facilitated branch operations to ensure smooth workflow and service delivery.
- Coordinated operational controls to ensure compliance and operational effectiveness.
- Handled customer service inquiries and transaction processing.
- Processed gold loan applications and managed related documentation.
- Supported business growth through effective collection activities.
Education
HDC&BM -
Co-operative Training College
Thrissur01-2013
MBA - Finance&HRM
JDVP
Kottapuram01-2012
B.A - Economics
Christ College
Irinjalakuda01-2009
Higher Secondary (12th) - Commerce-Computer Application
G.F.H.S.S
01-2006
High School (10th) -
G.F.V.H.S.S
Kaipamangalam,Thrissur01-2004
Skills
- Loan processing
- Bank reconciliation management
- Compliance oversight
- Regulatory compliance
- Data analysis
- Process improvement
- Operational efficiency
- Task management
- Team collaboration
- Interpersonal and communication skills
- Effective communication
- Time management
- Operational efficiency
LANGUAGES
English – Professional Proficiency (Business Communication), Malayalam – Native, Hindi – Conversational
Timeline
Assistant Branch Head
Manappuram Finance Ltd (NBFC)
01.2014 - 09.2015
Deputy Manager –Operations
Manappuram Home Finance Ltd (NBFC)
2023 - Current
Accountant
Manappuram Home Finance Ltd (NBFC) Thrissur, Kerala, India
2021 - 2023
Secretarial & Administrative Work
Manappuram Home Finance Ltd (NBFC) Thrissur, Kerala, India
2015 - 2021
HDC&BM -
Co-operative Training College
MBA - Finance&HRM
JDVP
B.A - Economics
Christ College
Higher Secondary (12th) - Commerce-Computer Application
G.F.H.S.S
High School (10th) -
G.F.V.H.S.S