Shaik Shashavali

• Experienced in preparing, reviewing, and validating Closing Disclosures per TRID, RESPA, and TILA guidelines.
• Skilled in verifying loan details, fees, cash-to-close figures, and required documents for accuracy and compliance before closing.
• Proficient at identifying discrepancies and coordinating with loan officers, title companies, and closing teams.
• Supports timely resolution of file issues to prevent delays.
• Demonstrates strong attention to detail, effective communication, and deep knowledge of mortgage closing processes.
• Ensures smooth, compliant loan closings

• Loan File Processing: Processed Conventional, FHA, VA, and USDA loans from application to clear-to-close, managing files in pipeline

Document Verification: Reviewed and verified 1003, income docs, W2s, paystubs, tax returns, bank statements, credit reports, and title commitments for accuracy and compliance

• Condition Management: Reviewed initial approval conditions, requested missing docs from borrowers/LOs, and submitted complete packages to underwriting

• Communication: Acted as liaison between Borrowers, Loan Officers, Underwriters, Appraisers, Title and Insurance companies

• Third-Party Ordering: Ordered and tracked appraisals, flood certs, credit supplements, VOEs, and title work

• Pre-Closing & Closing: Prepared closing disclosure (CD) review, balanced closing package, and ensured all prior-to-docs and funding conditions were met

• Executed all aspects of the closing process, ensuring accurate and timely completion of necessary documentation.
• Coordinated with title insurance companies to finalize closing numbers and deliver closing packages.
• Reviewed and approved preliminary HUD-1s, ensuring accuracy and compliance with regulations.
• Provided exceptional customer service by answering client inquiries and addressing concerns related to closing.
• Conducted final closing calls with clients to provide updates and confirm details prior to closing.
• Managed various loan types including Conventional, FHA, and VA transactions, ensuring adherence to distinct requirements.
• Resolved post-closing issues by obtaining necessary documentation from clients and title companies efficiently

• Prepared and reviewed Closing Disclosures for compliance with TRID, RESPA, and TILA. Verified loan details, fees, cash-to-close, and documents to ensure accuracy. Identified discrepancies, coordinated with loan officers, title companies, and closers for swift resolutions. Detail-oriented expertise in mortgage processes drove timely, compliant closings.