Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
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Sharada Kumaraswamy

Sharada Kumaraswamy

Chief Manager
Ballari

Summary

I have joined my bank as on 08/11/1996 as cashier clerk.


I have got promotion to JMGS-I

and posted as Asst manager on 2005 and worked as Accountant in multiple branches i.e. Manasagangotri, Vijaynagar 2nd Stage, M-Block Mysuru.


Later, promoted to manager on 2011 and reported to palahalli, Mandya as Branch Head and later in 2014 as MMGS-3 and reported as a Branch Head at Bannur Branch, Mysuru.


Worked as Manager and Chief Manager through 2016 to 2021 in DPD - Vigilance at LHO Bengaluru




Overview

5
5
years of professional experience
3
3
Certifications
4
4
Languages

Work History

Chief Manager

State Bank Of India
Ballri
05.2022 - Current

Now I am working as Chief Manager (Maintenence) at RASMECC , SBI , Ballari..


I am presently managing team of 4 officially and five Associates who are handling post sanction Maintenence work, such as SMA follow up, NPA reduction, Review and renewals

I specialize in NPA management and recovery with the reduction in NPA levels of 37% (13.85Cr on 2022 to 8.7Cr till date)


I have worked in vigilance

Chief Manager Sanction

State Bank Of India
RACC Ramnagara
03.2021 - 05.2022
  • Monitored competitor activity closely, using insights to devise strategies for maintaining a competitive edge in the industry.
  • Oversaw the development of innovative products or services, positioning the company as an industry leader.
  • Collaborated with cross-functional teams to optimize workflow processes, increasing overall productivity rates.
  • I have sanctioned a total of 100 proposals amounting to 120 crores

Chief Manager Vigilance

STATE BANK OF INDIA
LHO BENGALURU
04.2019 - 03.2021

I have worked as the chief manager vigilance for a period of 2 years in LHO Bengaluru and I have headed my team to monitor daily basis and crisis based handling

Education

MBA - Business Administration

Indira Gandhi Open University
Mysuru
05.2007

Bachelor's In Commerce - Commerce

Karnataka University
Dharwad
05.1995

Diploma In Pharmacy - Pharmacy (Pre-Pharmacy)

Karnataka University Dharawad
Dharwad
05.1992

Skills

Compliance Management

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Accomplishments

Played a major role in introducing Challan system for fee payment for University Students when there were bottlenecks in introduction for CBS.


I have shown profits and high proportion of advances in previously loss-making branches


In Bannur Branch, made a remarkable Rs.25.00 crores of Gold loans out of Rice mills and takeover with a total profit of Nine Crore Rupees


Handled 300 demonetisation and 200 other cases of the associate banks during the sensitive times of Demonetisation and Merger successfully.


Sanctioned advances amounting to a total 150 Crore in RACC Ramnagar.



Certification

JAIB

Timeline

CRISIL SME Basic

12-2023

Moody's WC SME certification

12-2022

Chief Manager

State Bank Of India
05.2022 - Current

Chief Manager Sanction

State Bank Of India
03.2021 - 05.2022

Chief Manager Vigilance

STATE BANK OF INDIA
04.2019 - 03.2021

JAIB

03-2011

MBA - Business Administration

Indira Gandhi Open University

Bachelor's In Commerce - Commerce

Karnataka University

Diploma In Pharmacy - Pharmacy (Pre-Pharmacy)

Karnataka University Dharawad
Sharada Kumaraswamy Chief Manager