Shikha Singh
Mumbai
Summary
Experienced Credit Professional with over 12 years of proven track record at Punjab National Bank, adept in managing multi-crore credit portfolio and leading diverse teams to success. Demonstrated expertise in financial analysis, formulating strategic initiatives, significantly boosting business growth and client satisfaction
Overview
12
12
years of professional experience
1
1
Certification
Work History
Chief Manager (Large Corporate Branch-CPC Head)
Punjab National Bank
MUMBAI
08.2022 - Current
- Managing multi-crore credit portfolio of 40+ large corporate clients.
- Extensive domain expertise in real estate and infrastructure financing, structured finance, direct assignments and interbank participation from banks, NBFC financing, iron and steel sector, ship breaking, and other manufacturing sectors.
- Expertise in financial and business analysis, credit risk analysis, team building & management and Exploring New Business Leads
Chief Manager (Mumbai Zone -Mid Corporate Credit)
Punjab National Bank
Mumbai
05.2019 - 07.2022
- Led a team from a diversified background and managed a multi-crore mid-corporate portfolio of over 100 clients in the Mumbai Zone (Maharashtra, Goa, and Gujarat).
- Domain expertise: project finance, supply chain finance, MSME finance, NBFC finance, and interbank participation with banks.
- Credit analysis, coordinating various audits and portfolio management.
Senior Manager Credit
Punjab National Bank
Kanpur
01.2016 - 04.2019
- Managed a portfolio of over 70 SMEs & Large corporate clients and more than 150 retail clients.
- Financial modeling, Forex services and end-to-end credit management
Manager Credit
Punjab National Bank
Dehradun
02.2013 - 12.2015
- Managed a portfolio of over 40 SMEs, large corporate clients, and more than 100 retail clients.
- Credit analysis and Branch Portfolio Management
Education
Company Secretary -
The Institute of Company Secretaries of India
01-2016
CAIIB -
Indian Institute of Banking and Finance
01-2013
Chartered Accountant -
The Institute of Chartered Accountants of India
01-2012
Bachelor of Commerce -
Kanpur University
01-2010
Skills
- Risk analysis and control
- Portfolio management
- Customer Relationship Management
- Business Process Enhancement
Certification
- Campus Programme on Lending to Large and Mid Corporates at NIBM Pune
Timeline
Chief Manager (Large Corporate Branch-CPC Head)
Punjab National Bank
08.2022 - Current
Chief Manager (Mumbai Zone -Mid Corporate Credit)
Punjab National Bank
05.2019 - 07.2022
Senior Manager Credit
Punjab National Bank
01.2016 - 04.2019
Manager Credit
Punjab National Bank
02.2013 - 12.2015
Company Secretary -
The Institute of Company Secretaries of India
CAIIB -
Indian Institute of Banking and Finance
Chartered Accountant -
The Institute of Chartered Accountants of India
Bachelor of Commerce -
Kanpur University
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