Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic
SHRISHTI SINGHANIA

SHRISHTI SINGHANIA

Hyderabad

Summary

To work for a professionally managed company with good organizational objective & friendly environment, in capacity that offers responsibility, challenges, job satisfaction and scope for organizational and personal development.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Manager – Operations

Shriram Finance Limited
08.2023 - 10.2024
  • Managed day to day operations for Business & Personal Loan (Unsecured Loan)
  • Disbursement of Business Loan & Personal Loan within TAT with high quality feedback on open queries
  • Maintained high level of accuracy in all operational activities, loan documentation, data entry, record keeping etc
  • Conducted regular quality checks and audits to identify discrepancies, errors and deviations from standard policy
  • Collaborated effectively with cross-functional team such as Credit, BD, RCU, Product Team etc
  • Co-ordinating with IT team to get system enhanced as per departments requirement
  • Provided Training to team members also made presentations on Business/ Personal loan product process flow
  • Loan Documentation Management

Assistant Manager – Operations

HDFC LTD (Intercompany Transfer)
04.2022 - 06.2023
  • Lead operational manager for handling home loan disbursements in the branch (Secured Loan)
  • Interacting with clients, identifying specific needs and suggesting optimal solutions
  • Handling entire sequence of steps, from the time loan application is received to the time loan is closed, the loan processed are disbursed
  • Handling accounting queries for the customers
  • Was able to provide credit analysis related support for all the branch cases to manager
  • Liaising with management team on getting legal and technical clearance of projects and cases
  • Cross selling Insurance & FD’s in the branch
  • Loan Documentation maintenance

Assistant Manager – Credit

HDFC LTD
02.2021 - 03.2022
  • Credit Appraisal and Underwriting of customer, assessing risk and payment capacity to ascertain credit worthiness
  • Evaluating and recommending Loan applications to post credit Appraisal team
  • Maintaining relationship with various channel partners to process the loan application within defined TAT
  • Evaluating the financial status of clients and preparing reports about the degree of risk in lending money to clients
  • To ensure all the formalities are as per the product and the policy norms
  • Analyse financial statement, income statement, tax return and other financial documents

Assistant Manager – Operations & Technology

SBFC Finance Pvt Ltd
06.2019 - 01.2021
  • Uploading and tracking daily payments in Loan life Cycle Management
  • DPD Reconciliation for PAN India profile for all the products
  • Over the counter, Post Dated Cheque, Automated Clearing House & Electronic Clearing System batch uploading in LLM
  • Moratorium cases Analysis & Reconciliation
  • Handling LLM system related issues & getting system updated as per team’s requirements

Summer Internship

HDFC BANK
04.2018 - 06.2018
  • Performed area/market mapping to identify trends, corresponding variables between customer and product
  • Lead forwarded to branch Relationship Manager for corporate tie-ups

Education

MBA/MMS - Finance

Thakur Institute of Management Studies And Research, Mumbai University
Mumbai
05-2019

B. Com -

Thakur College of Science & Commerce, Mumbai
Mumbai
01.2017

H.S.C. -

Thakur College of Science & Commerce, Mumbai
Mumbai
01.2014

S.S.C. -

St. Lawrence High School
Mumbai
01.2012

Skills

  • Decision Making
  • Team Work
  • Time Management
  • Credit Analysis
  • Team Management

Accomplishments

    - Awarded as best Operations Manager for the month of Jan’24.

    - Firm wide recognition for cross-selling exercise (Oct’23).

    - Awarded as Emerging Star in 2019.

Certification

  • Corporate Financial statement Analysis (2020)
  • Certificate in Accounting, Finance and Banking - A comprehensive Study (2020)
  • Certification Program in Financial modelling (2018)
  • Information Technology Training & Orientation Programme Training (2014)

Timeline

Manager – Operations

Shriram Finance Limited
08.2023 - 10.2024

Assistant Manager – Operations

HDFC LTD (Intercompany Transfer)
04.2022 - 06.2023

Assistant Manager – Credit

HDFC LTD
02.2021 - 03.2022

Assistant Manager – Operations & Technology

SBFC Finance Pvt Ltd
06.2019 - 01.2021

Summer Internship

HDFC BANK
04.2018 - 06.2018

MBA/MMS - Finance

Thakur Institute of Management Studies And Research, Mumbai University

B. Com -

Thakur College of Science & Commerce, Mumbai

H.S.C. -

Thakur College of Science & Commerce, Mumbai

S.S.C. -

St. Lawrence High School

Similar Profiles

CREATE PROFILE
SHRISHTI SINGHANIA