Senior Sales Executive managing commercial vehicle financing, sales, collections, and dealer management across HCV, SCV, LCV, MHCV, and refinance work, with 8-9 new commercial vehicle loans per month. Drives new loan sourcing, collection follow-up, and dealer relationships in fast-moving branch environments. Brings steady execution across financing cycles, customer follow-up, and MS Office reporting.
Overview
2
2
Languages
5
5
years of professional experience
Work History
Sales Executive
TATA CAPITAL LIMITED RANCHI
02.2026 - Current
Manage 7 dealer follow-ups weekly to keep sales activity moving and support active pipeline coverage.
Drive sales and collections activities across new HCV loan leads and ongoing customer accounts.
Coordinate dealer management for refinance business, maintaining regular contact and alignment on lead movement.
Support loan sourcing, appraisal review, and credit analysis for HCV and refinance cases.
Prepare MIS reporting, customer follow-up notes, and mail communication using Microsoft 365 & Office.
Relationship Manager
Kotak Mahindra Bank
10.2025 - 02.2026
Managed customer relationships across banking products with clear communication and consistent service.
Identified cross-selling opportunities during client interactions and recommended suitable banking solutions.
Reviewed customer requirements and guided them toward appropriate loan and account options.
Tracked overdue accounts and coordinated follow-up actions to support repayment discussions.
RELATIONSHIP MANAGER
BANDHAN BANK LTD.
03.2023 - 10.2025
Managed dealer relationships to support loan sourcing, refinance activity, and ongoing business development.
Drove sales and collection efforts across SCV, LCV, MHCV, and CE loan segments.
Maintained 100% collection through disciplined follow-up and account tracking.
Handled refinance requests while coordinating customer communication through Microsoft 365 & Office mail.
Applied sound decision making to prioritize opportunities and support day-to-day portfolio activity.
BUSINESS DEVELOPMENT MANAGER
TATA MOTORS FINANCE SERVICE LTD.
07.2022 - 03.2023
Drove new loan sourcing for SCV and LCV by maintaining dealer relationships and identifying qualified prospects.
Strengthened dealer engagement through cross-selling, customer follow-up, and day-to-day relationship management.
Reviewed loan appraisal and credit analysis for SCV and LCV cases to support sound lending decisions.
Tracked delinquency management and collection activity using MIS reporting in Microsoft 365 & Office.
Balanced sales and collection priorities through practical decision making across dealer and loan workflows.
SENIOR SALES OFFICER
HDB FINANCE SERVICE LTD.
08.2021 - 06.2022
Handled dealer management and relationship management to support refinance and vehicle financing opportunities.
Coordinated refinance applications and loan appraisal follow-up to move cases through approval stages.
Applied credit analysis and decision making to evaluate new loan cases against lending requirements.
Prepared MIS reporting in Microsoft 365 & Office to track sales activity and collection updates.