Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
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S.M. VISHWANATH

Bangalore

Summary

Dynamic and self-motivated sales professional with 4+ years of experience in banking and finance. Achieved consistent success surpassing targets, managing high-value clients, and providing exceptional customer service. Skilled in strategic marketing, portfolio management, and channel management. Strong communication and leadership abilities with a proactive attitude towards continuous learning and personal growth.

Overview

8
8
years of professional experience

Work History

Area Manager - Business Loans

Godrej Finance Limited
Bengaluru
05.2023 - 07.2024
  • Contributed to the successful launch of Unsecured Loans, driving ₹17 crore in YTD revenue through optimized product features, processes, and policies.
  • Built a network of 30+ channel partners, generating regular lead acquisition.
  • Performed risk analysis by engaging in detailed client discussions to assess business vitality.
  • Fostered profitable co-lending partnerships with FinTechs like Razorpay, Paisabazar, and Dotpe.
  • Ensured seamless collaboration for underwriting and disbursement, maintaining a 24-hour TAT.
  • Delivered a top-tier client experience, resulting in a high Net Promoter Score (NPS).

Territory Manager

IDFC First Bank ltd.
Bengaluru
02.2022 - 05.2023
  • Managed a network of 40+ channel partners, driving ₹42 crore in annual business through targeted relationship management and strategic sourcing.
  • Achieved 100% satisfaction among both customers and channel partners.
  • Surpassed sales targets by consistently achieving over 100% through strategic planning, market insights, and a customer-focused approach.

Assistant Manager - Retail Lending

RBL Bank Ltd.
Bengaluru
10.2020 - 02.2022
  • Managed a portfolio of over 250 high-net-worth individuals (HNIs) with total assets exceeding ₹70 crore, delivering customized financial solutions and driving sustained portfolio growth.
  • Oversaw daily operations at the Indiranagar branch, achieving 100% operational efficiency and ensuring seamless workflow management.
  • Directed channel management and sourced business opportunities, while cross-selling insurance products effectively.
  • Delivered an exceptional client experience, resulting in a high Net Promoter Score (NPS).

Associate (Accounts Payable)

Cargill Business Services
05.2016 - 01.2018
  • Meeting SLA and TAT set by the client.
  • Performing quality check of invoices and rectifying the errors.
  • Processing inter-company and wire transfer payments.

Education

MBA - Finance Management

St. Joseph's Institute of Management
Bengaluru, Karnataka
05.2020

Skills

  • Sales and Business Development
  • Relationship and Portfolio Management
  • Channel Management and Distribution
  • Customer Service and Client Retention
  • Financial Product Cross-selling
  • P&L Management and IRR Focus

Accomplishments

  • Entrepreneurship: Won multiple accolades for Best Entrepreneur at national intercollegiate fests such as Pinnacle 2018, Synectics 2018, and Naman 2018.
  • Leadership: Held various leadership roles in Toastmasters International, including Club President (2 terms) and VP Membership. Managed four clubs as an Area Coordinator at SJIM.

Languages

  • English
  • Kannada
  • Telugu
  • Hindi

Timeline

Area Manager - Business Loans

Godrej Finance Limited
05.2023 - 07.2024

Territory Manager

IDFC First Bank ltd.
02.2022 - 05.2023

Assistant Manager - Retail Lending

RBL Bank Ltd.
10.2020 - 02.2022

Associate (Accounts Payable)

Cargill Business Services
05.2016 - 01.2018

MBA - Finance Management

St. Joseph's Institute of Management

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